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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Can your boyfriend add you to his car insurance?

YES. A driver can add anyone to his insurance, provided the new insuree has a valid license. Although the premium will change

Hired auto and non owned auto liability?

Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.

What are car insurance auctions?

If you wreck your vehicle, the insurance company pays you off and you give them the title for the vehicle. The insurance company then turns around and sends the vehicle to an auction (usually for dealers and wholesalers only) and sell it. Most of the time a salvage company will buy the car for parts and the insurance company can recoup some of their money.

What car is the cheapest to get insurance for in new jersey?

A Saleen S7, Ferrari enzo, Bugatti Veron, and a Mecedes Benz MClarren

Will a bankruptcy affect getting your insurance license?

In the State of Georgia, it probably doesn't. However, it does affect the ability to get insurance contracts and advances.

If Im not the original owner of vehicle how do I get insured on the vehicle?

You do not have to be the original owner to be on the insurance. You just need to call the insurance carriers company and ask that you be added as a driver on that vehicle.

Will uninsured motorist cover damages caused if the other vehicle is stolen?

Uninsured will not cover this type of accident. Your comprehensive will cover this type of damage.

If a friend borrows your car and gets in an accident does your auto insurance cover damages?

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.

Do the police have the right to pull you out of your car when you have license and insurance?

Yes. You must comply with a peace officer's lawful orders as long as they do not violate your basic rights. They have the right to detain you on the roadside during a traffic stop, but must provide a reason for doing so. If they arrest you, they must read you your Miranda rights and state the reason for your arrest.

Are you insured in a car park if someone hits you but does not admits it?

As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.

How do you check an auto insurance company name by policy number?

If you take it to your insurance company they should be able to locate the policy number be reading the letters.

My son was involved in an accident with someone who did not speak English. The police gathered the man's information and my son assumed that the name of his insurance company would be on the police report. It was not and our insurance company (Liberty Mutual) said they could not determine the name of the other driver's insurance company by the policy #. Does anyone know what company issues auto insurance with the prefix APV in the policy number?

i believe APV is travelers

What happens if you wreck a car that you dont insure?

If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.

What states do have mandatory auto insurance?

Every state but Wisconsin and Tennessee, both states have bills that would require insurance in 2009

When is it appropriate to remove collision from your auto insurance policy?

I don't think you can legally. If your car is still being paid for the lien holder requires the collision insurance.

If your teenager has a wreck how will it affect your insurance?

Depending who is at fault your rates may go up or not. So if your child was not at fault then your insurance will stay the same. If they are then the insurance goes up.

What does the insurance company do if your motorcycle is totaled?

Usually they will give you the current used motorcycle value . You can find this in the NADA website: http://www.nada.com/. If you had accessories you will probably have to negotiatefor those or maybe take them off the bike depending on your coverage and your adjusters.

Is there an auto insurance that covers a person not the car?

yes you can take third party insurance cover for you & your car. where the premium is very less...which will not cover your car damage , fire & theft.

Can you be sued after car insurance pays?

Yes, if the person that you hit feels that there was not enough payout. Or there injuries where life treating or there injuries are keeping them from ever returning to work or live a normal life.

I have liability only and was involved in a hit and run but you hit some other cars when you were hit?

If you were the victim of hit and run driver, and your vehicle damaged others as a result - notify your insurance company and it, and the insurance companies of the other damaged vehicles, will engage in what is known as "subrogation" of the costs of repairing the vehicles involved.

You were driving someone elses car when you go a ticket for no registration no insurance who is responsible?

You for not checking or asking in the first place. Now if that person has these things you were asked for take them to the court and show with explanation

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