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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
If a person has plpd and they hit me what can I do to to collect damange?
If the person who hit you has Public Liability and Property Damage (PLPD) insurance, you can file a claim with their insurance provider to seek compensation for damages. Make sure to gather all necessary evidence, such as photos of the accident, witness statements, and any police reports. If the insurance claim is denied or insufficient, you may consider consulting with a lawyer to discuss the possibility of pursuing a personal injury lawsuit against the individual. Always document all interactions and keep records of your expenses related to the incident.
If your car is parked in a driveway and you have no insurance and someone hits it?
If someone hits a parked car then they are automatically liable.
Can driver's ed lower insurance rates?
Yes, they can help lower insurance rates, but not usually by a lot. Also female insurance rates are usually lower than male ones.
How do insurance companies determine if business are underinsured?
Under insurance is the situation where your insurance coverage is less than what is required to cover any loss you would incur. Insurance companies do random checks and base any quotes on the market averages to try to avoid the occurrence of under insurance.
Does car insurance carry over on a new purchase?
Yes. Though it may vary by state, you generally have 14 days double coverage to notify the company of your new vehicle and apply premium to bind coverage.
Do you need car insurance without a car?
You need car insurance if you drive a car. If you want to drive a mates car but your already insured you also need to have insurance to drive your mates car. However, if you do not plan to drive the car you do not need car insurance, if the car is not going to be driven you could also take the car off road and their will be no need to pay road tax for it, as long as the car is not on the road.
The penalty's for driving without insurance is 6 points, £120 fine and you could also get your car impounded as well as, getting your licence revoked by the DVLA.
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You cannot legally drive the car without having an insurance policy. Car insurance market is very competitive nowadays. So if you are ready to spend about half a day on computer and telephone, finally you'll be able to find an appropriate rate. Here is what you suppose to do: 1. You should obtain multiple car insurance quotes online. Here are just some of these sites, I'm sure there are many more: http://www.autoinsurance.24by7info.com http://www.wisepages.com/money/insurance/index.html http://www.autoinsurance.wisepages.com 2. Even if you'll find some attractive rates online, do not rush to sing in. Keep these numbers in mind and call your local insurance broker. Describe your situation to him and wait for his numbers. 3. Compare all quotes you'll get online and from your broker and make your mind. However still do not rush to sing in. 4. You have to know that company, which is offering you a good rate is indeed a reputable company. www.AMbest is an independent rater of all insurance companies. If company, which is offering you good quotation is rated A or higher by AM best it is a good company. If it's rated below A, I'd think twice before signing with them.
What is the average cost for a 1.6liter car insurance for a 17 year old?
Be more specific - the Engine Capacity alone doesn't define your insurace premium. For instance - the insurance for a 1.6 Lotus Elise would be much more expensive than for a 2.5L V6 Vauxhall Vectra!
But it will be expensive no matter what car you drive - you may well end up having to pay more for your insurance in the first year than the car itself!
I have a Mini Cooper (the Rover one - not new BMW one) from 1998 - with an engine capacity of 1.2L. The best price I could find was £1200 (about $2000)!
If you live in the UK, there is an additional driving test called 'Pass Plus' - having this can do as much as halve your insurance premium - and it only costs around £60 ($110) to get (including grants which you can apply for from your local council I think). I dont know if a similar scheme exists in the US, but if it does, then have a go at that - it will save you a lot of money in the long term.
Another piece of advice - get something small and economical. Sporty cars cost much more to insure (so no Camaros!).
You could face mandatory revocation of your license as a result of doing something very dangerous?
If you drive on the opposite side of the road or drive at very high speeds, you can lose your license. Laws vary between states so the penalty for these offenses varies also.
WhatIf a person hits your car and they do not notify their insurance?
If you know who the company and/or agent is, you can submit a claim to them as a claimant against the other person's insurance.
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
Can you get auto insurance on an international license?
If you are driving with an international license and you live in the United States there are auto insurance companies that will provide you with coverage even if you do not have a domestic driver licence. It is important to realize that not all insurance providers will accept international driver licenses. You must do your research to find companies that will accept these licenses. Well respected insurers like State Farm, Geico, and Farmers have their own requirements but will provide coverage on an International license for a specified period of time. They will require you to obtain a state driver license within a time, ranging from 6 months to 3 years. You will also be required to provide a copy of your International license and a claims letter of experience from your insurance provider in another country to accurately rate you as an exposure.
Can you cancel car insurance policy?
Yes, either by contacting the insurer or the agent to cancel it, or by not paying the next premium when due. However, most states require auto insurance as a condition of registering the vehicle and renewing your driver's license. Therefore, if you have no applicable coverage when you try to do either, problems will arise.
Further, if you are involved in a collision that is your fault and do not have liability insurance, you may be personally liable for the other party(ies) damages. In turn, if you are sued for those damages and a judgment is entered against you, the Financial Responsibility Laws of most states dictate that your license will be suspended until payment of the damages is arranged. You are generally also required to obtain an SR-22 which is a type of high risk liability insurance and to maintain it for a stated period of time provided by statute.
When a person gets a divorce, they may want to make sure that beneficiary and ownership info on life insurance is as they would like it. A lawyer may be of further help.
How do you Tow a car with another car?
you need to get a car dolly or something of that sort also you have to have a full size vehical to tow it ex i cant have a chavy s10 towed by another Chevy s10
How to get car insurance reinstated?
Sometimes an insurance company will agree to reinstate a cancelled auto insurance policy if it has only been a few days since it was cancelled, if you pay the premiums which are due on the policy, and if you sign a no-loss statement saying that there has been no incident that could result in a claim of any kind since the time and date of cancellation.
Will my auto ins rates go up after requesting an SR22?
In general, Yes. All Insurers know that an SR22 filing is only prompted by a violation of law of some type.
A lot (especially if its a GSX). You can ask for free estimates online.
What happens to your car if you drive with expired registration and no car insurance?
You get arrested
When does insurance company write off a car?
This may depend on the insurance company. Some insurers writes off a car when the damage estimate is 2/3 the value of the car. The reaso they do this is that the actual repair costs usually are higher then the first estimate.
ANSWER
Actually, it is often a question of state law. Many states require that an insurance company declare a vehicle to be a total loss when the cost of repair exceeds a given percentage of the actual cash value of the car. The actual cash value is approximately the market value of a car of like, kind and quality as the subject vehicle, immediately before the collision. The reason for this is primarily the fact that the damaged vehicle is probably no longer safe to drive.
In return for paying the "total loss" value of the car, the insurer gets to keep the salvage, and thereafter usually sells it to recoup some of its payment. In other cases, the insured opts to keep the salvage, perhaps for parts, or perhaps to rebuild the car. In that event, the insurer deducts from the payment to the insured the anticipated salvage value.
If the car is rebuilt, it has to be retitled, this time with a "salvage title". This protects any later buyer by notifying him/her that the vehicle was at one time in a serious collision.
In Alabama do you have to have insurance to purchase a car?
I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO
Can anybody drive your car if it is insured?
In a way, yes. But, in order for you to not be held liable for anything happening to that person if they were to get into a car accident, they must be on your Insurance Policy.
In other words, look at your Proof of Insurance card that you are given for the car. It should have names on it below the word Drivers:
If you do not see the person of whom is in question, then they are not on your insurance policy. I think the only time there will be no names would be if the car is a company car, in which case anyone could definitely drive the car.
