Auto Insurance

Varies by where you live and your own stats (age, employment history, credit history, etc.), the amount of coverage you're getting, and your deductible. You're much better off to make some phone calls than to try getting an answer to this particular question on here, as there are too many variables which we do not know - but which the representatives of insurance agencies would ask for in the process of getting you a quote.

5 to 10 days. Have you heard of diminished value. You must get a diminished value appraisal but basically. When in a car accident your car goes down in value by thousands, DV allows you to recover loss in car value. diminishedvaluereport.org

For fossilization to occur, specific conditions must be met: rapid burial of the organism to protect it from decay and scavengers, anoxic (low-oxygen) environments to slow decomposition, and the presence of sediment to facilitate mineralization. Additionally, hard parts like bones or shells are more likely to fossilize than soft tissues. Over time, minerals can replace organic material, creating a fossil that preserves the original structure.

This would be financing your premium. Some companies have payments plans and sometimes you go through a premium finance company. Premium finance companies are generally used for larger premiums like commercial accounts.

The age of the driver.

Generally not. Most companies do not change your insurance rate for non-driving violations.

Talk with your auto insurance agent if you don't know how to read your insurance policy.

Many companies use these prefixes. Policy numbers are not standardized and companies use whatever fits their system. PA stands for Personal Auto and CA stands for Commercial Auto.

This is dependent upon the state laws and regulation where you reside. Generally you will have a grace period of 10 days after the premium due date before the policy cancels. The only time this would not apply is at your renewal date. The renewal is a date that has no grace period. On the date the policy expires, it expires and is not active any longer, so you need to be careful with the renewal offer as you may or may not be able to renew after this date.

You have no need for legal action, if it's a mistake, make sure you get it taken off your record. That's all.

Generally, you can't buy comprehensive without first buying liability coverage. Liability covers damage you do in an accident if it is your fault. Comprehensive will not even pay for your vehicle in an accident. It only covers fire, theft, vandalism, animal collision, etc.

That's always a balance between what happened and how much it will cost you versus how much your rates will increase. If it will be a large claim, then almost always you should file a claim. If it was small, then maybe not... but be sure to consider that even with small car accidents, there could be hidden damage, like the alignment being thrown off, etc. You might want to get your car checked out to be sure.

Never title a vehicle in the name of a child. If it is titled in the name of a child, and you decide to sell it or trade it in, you cannot because the child cannot legally sign a document until they reach the age of majority. There is no reason to do this anyway.

The auto insurance company with the code 200 is the Hartford Fire Insurance Company, commonly known as The Hartford. This company is known for offering a variety of insurance products, including auto insurance, and is recognized for its customer service and claims handling.

It's called " Credit life insurance". pays off the car in the event of death and is sold by auto finance companies at the point of vehicle purchase.

It is a nitch market not sold by typical insurance companies.

Who knows. Policy numbers are not standardized and therefore companies use whatever they want to use.

PIP = Personal Injury Protection

To opt out you have to sign the PIP rejection form and you will not need to pay for it.

PIP is not much use anyways if you have an ACA compliant Health care policy. No need to pay for double coverage, it's a waste of money.

It depends on your state, but generally includes a substantial fine plus prison time as well as reimbursement to the insurance company plus interest.

Yes, it is possible to get car insurance without making a down payment. Many insurance companies offer payment plans that allow you to start coverage immediately and pay the premium in installments. However, some insurers may require a small initial payment or charge a higher premium if you opt for no down payment. It's important to shop around and compare different policies to find the best option for your situation.

Yes, some insurance companies offer policies that do not require a down payment or allow you to start coverage without an upfront payment. Instead, you may be able to pay your premium in installments or choose a payment plan that fits your budget. It's best to shop around and compare quotes from various insurers to find options that meet your needs. Be sure to read the terms carefully, as some plans may have higher monthly premiums.

Yes

First, they will automatically travel through the interstate system and apply to your motor vehicle record in the state you reside. The next time your insurance company pulls your MVR it will affects your insurance. Companies don't pull records every renewal unless you give them a reason to like claims, accidents, etc. They also pull them at random but just here and there unless you give them a reason too.