Auto Insurance

Sorry but you are at fault.

Sorry but you are at fault in this situation even if a vehicle stops in front of you because in the eyes of the law you must leave enough room between you and the next vehicle to stop at all times. If not you are apt to be cited for following too close in a rear end collision.

If the other party is at fault their coverage will pay for your damages pretty much no matter the alterations. If you are at fault, your insurance company will not pay for additions that did not come with the vehicle unless you scheduled them on your policy. They will probably pay for the value of the original parts if you replaced them to add your modifications.

You need to know how your policy reads. A standard policy will continue your coverage, but will most likely cancel your coverage at the next renewal date if you don't take care of it soon.

If the care remains in that state all year you can talk with your agent about the situation. As long as the company does business in that state as well as your home state they might be able to list the garaging addresses where they are kept. This is where you need to have an Independent Insurance Agent to assist you. He deals with several different insurance companies and will likely be able to help you with any situation. Direct writers like State Farm or Farm Bureau deal with one company only and are actually employees of the company. For this reason they are working for the company and not for their clients.

More than payments on the vehicle if you can find a company to insure it. No one will insure it in the name of a 16 year old insured. It must be insured in the name of the owner and the driver (16 year old) must be listed on the policy as principle driver.

Your car insurance is based on a number of factors, including your age, gender, where you live, your driving record, the make, model and model year of the vehicle you drive, and the type of insurance you choose.

The best way to determine what you should pay is to obtain at least three estimates from different insurance companies. Make sure that the coverage is the same, including the same level of deductible.

All three estimates should be relatively close, enabling you to answer your question.

According to the Insurance Journal, State Farm is the largest auto insurance company in the United States, followed by GEICO. Allstate, Progressive and Liberty Mutual follow.

Every state has their own laws covering insurance and liability for damages.

You will probably have to sign a cancellation request in order to cancel your policy in the middle of a term. I suggest that you call the 800 number if you don't have an agent.

Car insurance for your first car is based on a number of factors, including the make, model, and model year of your car.

Auto insurance is also based on the type of coverage you choose as well as your age, gender, where you live, your driving record, and other factors.

When considering purchasing your first car, contact an insurance agent first and explain to the professional the type of car you want and your coverage options. You don't have to choose that insurer -- it pays to get at least three estimates -- but you will get a solid figure for your future insurance costs.

Knowing what insurance will cost you can and should impact the type of car you ultimately purchase.

The cost can vary widely. Some of the factors include but are not limited to: Single or multi-car, driver age, driver record, previous insurance, previous claims, type of coverage, limit of liability, address of insured, married or single, miles to work or school, credit report of insured, symbol of vehicle, etc.

i was charged 110 dollars for changing my full coveage to plpd

Most insurance companies pay a claim based on your coverages, not on whether or not you got a DWI charge. I have only seen one company that was for religious clients and non-drinkers that had their clients sign a pledge not to drink and had penalties if you were charged for DUI or DWI.

Policy numbers are not standardized and insurance companies use whatever policy numbers and prefixes or suffixes they want to use or what best fits their computer systems. Some companies use numbers only.

Policy numbers or prefixes are not standardized between companies and therefore they can use whatever fits their computer systems. Many use numbers only.

You cannot collect any more than your actual damages.

If the other driver's insurance does not cover part of the damages and you have a better policy, your policy may pay for the remainder. You would have to discuss your specific policy with your agent to be sure.

If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.

Rental reimbursement is an optional coverage so if you add this option then it will be covered. In a liability situation where the other party is at fault, you will be given a rental car while your vehicle is being fixed or since the accident if yours is not drivable.

Many, many factors are involved in figuring auto insurance. I have one company that uses 44 different rating factors to calculate auto insurance. It used to be simply: driver age, married or single, zip code, vehicle information, deductibles, limits of liability, and that was about all.

Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).

It depend on who you ask and what is meant by cost.

To avoid having to pay for hospital bills resulting from an accident they cause

Varies by where you live and your own stats (age, employment history, credit history, etc.), the amount of coverage you're getting, and your deductible. You're much better off to make some phone calls than to try getting an answer to this particular question on here, as there are too many variables which we do not know - but which the representatives of insurance agencies would ask for in the process of getting you a quote.