Auto Insurance

Uninsured motorists coverage is the coverage that is designed to cover this type of accident. Collision will also cover it if you don't have uninsured motorists coverage on your policy but you may be charged with an accident on your policy. A-Plus answer Comprehensive Coverage.

If the other driver was at fault and had liability insurance, you may be able to recover these damages. However, many states only require that drivers or registrants of vehicles have property damage liability insurance, which only pays for property damages caused by their negligence.

Also, most states require that you sustain a permanent injury to a part of your body in order to maintain a claim for pain and suffering damages. The permanency must be validated by a health care professional.

Therefore, without knowing more, it cannot be said with certainty whether you can recover these damages.

yes you do but normally you can bundle them and get it pretty cheap

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almost all companies require a valid drivers license. with this said a learners permit is not. it is the assumption of the guardian that must provide insurance coverage to a dependent. if the person seeking insurance coverage is an adult with no option of being covered by a household policy. The person must gain the experience through classes and must obtain a legal valid operators license before insurance can be placed. If the person does not own a car they should find a company that has non-owners coverage to protect themselves

And the answer is YES and NO! It all depends on what are the terms and conditions you have agreed upon on your auto policy.

You need to be aware of the policy values before you accept it!

group insurace

Self-serving bias

You will need to contact your state licensing department and ask then what your filing term. In most states the required filing term is two to three years. But it really just depends on what the reason is that you are being required to file an SR22 and what the judge or state ordered in your case.

If all conditions are equal: such that both parties signaled and backed up in a

'cautious manner' - then the fault would be 50-50. The amount of damage would have no bearing.

It depends on where in the world you live and the circumstances surrounding the incident.

I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO

deductable

The vehicle is likely covered for the same risks while in the body shop as when it is under your dominion and control. However, in addition, the body shop likely has garagekeepers coverage which would also apply. It is different from your own auto coverage and essentially covers negligence by the repair shop while it has custody of your car. You are well advised to confirm the existence of that coverage prior to entrusting your car to the repair facility.

No. What your wanting is provided under a "Auto Warranty Program".

Your auto insurance policy is for accidental loss and damages, Not for maintenance and repairs.

No

The insurance coverage expires the instant, Usually 12:01 AM, that the payment date has been missed.

The police only care if the car is insured and are not going to give a grace period for this.

AIG

Allstate

American Family

AMICA

Auto Clubs (AAA)

Encompass

Erie

Farm Bureau

Farmers

GEICO

Hartford/ITT/AARP

Liberty Mutual

Mercury

Metropolitan

Nationwide

Progressive

Prudential

Safeco

State Farm

21st Century

USAA

• It would be a very foolish move to put a friend on your car insurance because if they have an accident you will have to pay any expenses. This also includes letting a friend use your car.

No, most policies exclude "mechanical breakdown" regardless of "any other cause or event that contributes concurrently or in any sequence" tot he loss.

The personal coverage of the insurance depends on the companies. Some companies they cover financial security in case of vehicular accident, which you can use to pay for hospital bills. It is best to be insured, one company that has affordable rates and best rates auto insurance is the insurance60 visit them now.

Immediately, especially when there are injuries, otherwise it is considered a hit-and run. If the accident is a fender bender on a private lot, like a parking area near a mall, you can just exchane insurance and addresses and phone numbers without getting the police involved,

Yes, You may have more than one Auto insurance Policy on a vehicle. You can have 2 or even 3 policies on the same vehicle as well as an Umbrella Policy.

It is not uncommon and is perfectly legal to do so. What you can not do however is receive "Double Indemnity". That would be insurance Fraud and a felony offense in the United States. in other word you can't seek double payment from a covered loss or more simply, "you can't get paid twice".

Here is the established Legal precedence on Insurance Policies of all types on all types of property in the United States.

Policy 1 as Primary

When a covered loss occurs and more than one policy exists insuring the same risks. The policy with the broadest scope of coverage is considered the primary Coverage and will invoke to cover it.

Policy 2 as Primary

If the loss incurred is not covered by the first policy and is covered by a trailing policy then that policy steps up to Primary coverage for that particular loss.

Policy 2 as Secondary coverage

If and when the limits of the primary policy are reached or exceeded, the next active policy with the broadest scope of coverage will then invoke and act as Secondary coverage if coverage is afforded for the specified risk of loss.

Policy 3 trailing

If a third policy exists then it will do so in the same order in consideration of coverage scope and specified risks.

If an Umbrella Policy also exists, and this too is common, then it too will follow the exhaustion of any and all previous coverage afforded by active Primary or Secondary or even Third Place Coverage.

It is allowed, It is legal and Court precedence has been well established more than 100 years ago as to which policies will apply and in what order.

What you can not do is seek "Double Indemnity" for any covered loss. That would be illegal and a felony offense in the United States.

Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...

If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use.