Auto Insurance

no

Assuming you stay with the same insurance company, the existing policy will remain in effect. However, you must notify the company of the change in vehicle make, model, year. If there is a difference in premium, your policy amount may be prorated for the month in which you purchased the car, then the new policy amount is required.

No. Your place of residence and driving record carry more weight than your 'employment' record.

The way that most insurance policies are written is that you are required to contact your insurance company whenver you have a loss. Tickets don't matter, fault doesn't matter. It doesn't even matter if nobody intends to claim for damages. Your insurance policy is a contract.

If you were forced into striking another vehicle by a vehicle which struck you first, the vehicle that struck you is (usually) responsible for the entire accident.

However, if you are required to have insurance in your state, that will not get you out of any ticket becauise of your lack of insurance.

Normally this would not cause an insurance policy to increase, but it is possible. Every insurance company is different and have different rates. You should check with your insurance company directly and ask. Not at fault accidents can effect the price of a policy when the policy is new business with a company.

File with your own company anyways.

They have a 'no fault' claim that they will pay for you now, and it will be up to them to collect the money from the other company when it is resolved who is at fault.

If an insured car is totalled the insurance company will issue a check made out to the lien holder and the owner jointly, both the lien holder and the owner have to endorse the check to cash it.

If the value of the car is more than the lien, the lien gets paid off and the owner gets the remainder. If the value is less than the lien, and therefore, the insurer pays less than the outstanding balance on the loan, the lienholder will be entitled to it. Additionally, the owner will be liable for the balance owing after insurance proceeds are credited.

no. not unless the lender allows you & it won't. you would have to sell the car, pay off the loan & then transfer title. all at the same time.

* E = Exceeds the security requirement for a car of this type and the group rating has been reduced - so a group 10 car that exceeds the standard is listed as a 9E.

* A = Acceptable security requirements for the car's group.

* P = Provisional - incomplete data when the model was launched.

* D = Doesn't meet the security requirement for a car of this type and the group rating has been increased as a result - so a group 8 car that doesn't meet the standard is listed as a 9D.

* U = Unacceptable - the level of security is significantly below requirements. The car won't be uninsurable, but some insurers may insist on a security upgrade before they cover you.

Sorry. Insurance covers accidental damage from accidents. It doesn't cover mechanical breakdown.

Hopefully you can get the car repaired and not find yourself paying on a "dead horse" but sometimes that is what happens. You need to protect your credit rating because someday you are going to want to make a major purchase such as a house or new car and if you have bad credit that is almost impossible.

A single ticket or violation can affect your insurance rates. While some companies have accident forgiveness I haven't yet heard of any companies with violation forgiveness. Some companies will increase your rate too much after a ticket which may put you in a position where you may want to switch. This happened to me a few years ago. I used the low-insurance.org site and found a company offering lower rates with my violation on record than what I was paying for insurance before my ticket.

No. It depends very many factors such as the driver's age and driving experience, and road safety record, the type, power etc. of the vehicle, any modifications from original, the location of the owner's home and how the vehicle is parked when not in use there (street, house drive, garage, etc.). And of course on the business practices of the insurance company itself!

The answer to this one is simple. GET INSURED !!

you are breaking the law, by driving on UK roads without valid insurance for the vehicle you are driving.

There is NO EXCUSE for not being insured. What if you accidentally hit something or some-one ?

Your insurance would cover you, and save you the expense of a private claim against you personally, not to mention the fines and points you will receive !!

In short, if you can afford a car and to run it - you can afford insurance. NO EXCUSES !!

you pay alot of money stupid

All states require that you carry a minimum amount of liability insurance to satisfy the financial responsibility laws of the state. Depending on the state where your co-owned vehicle is registered, the minimum limits of liability will vary. With advanced DMV systems, most states are electronically notified by your insurance company that you have carried continuous auto insurance. If you, or the primary owner of the vehicle are not carrying insurance your vehicle registration could be suspended. To prevent this, you must bind coverage and request the insurance company to electronically notify the state DMV. All registered vehicles in all states are required to have insurance. Even if you are listed as the co-owner, you have a legal responsibility to carry insurance. While the other owner may not have to be listed on the insurance, you will need to insure the vehicle in question under either your name, or both of your names as named insured.

I am not sure for Georgia, but in Texas you will have no problem if it is 7-10 years old. Be prepared to have several character letters written and produce all documents from the courts on the disposition. Be prepared to wait up to six months or more because you will have to go in front of the state board of insurance to convince them that you have been rehabilitated. Once you get one license from them you shouldn't have any problems obtaining others

Yes. It covers you no matter where you are as long as you are paid up for your coverage and it is an active policy.

5280

nj

Depeneds were u go

Not sure but she is super hot!

It depends where you live, but you might have to check with a local independent agent (look in the yellow pages or online.)

$1 in a state as poor as Missouri

If you want to sell insurance, you would first need to acquire an insurance license in the state in which you wish to work (non-resident licenses are available for out-of-state agents).

Getting licensed is usually not a very long or involved process. First, contact your local Department of Insurance to see if they have any particular requirements you need to know about. Then the process is usually as taking a pre-licensing insurance education course and then passing a state administered examination.

You would need to be able to pass the state exam for each line in which you wish to operate (often Life and Health agents will need to pass a Life insurance test and a separate health insurance test).

Each DOI usually will have a licensing division that you can contact for further information, as some things vary from state to state.