Bonds and Treasuries

No.

The "Coupon"

Premium bonds are bonds that you buy that make you eligible to win a cash prize every month. Even if you do not win, your bonds will be 100% secure although you they may become less valuable over time due to inflation.

When the yield of a bond exceeds it coupon rate, the price will be below 'par' which is usually $100.

As they are issued by the government, yes, the are exempt from Chapter 7.

AAA indicates it is of the highest credit quality. This means it has an extremely high change of repaying.

Whan compay purchase debenture from the open market

There are two types of stock: preferred stock and common stock. Preferred stock has the lowest risk to shareholders.

Buy the bond just after the coupon has been paid (or goes "ex coupon").

Bearer bonds are a unique type of debt security in that there is no record kept of ownership.

Whoever physically possesses the bond is considered to be the owner.

Due to the fact that bearer bonds are ideal financial instruments for facilitating tax evasion or money laundering, the U.S. Treasury stopped issuing bearer bonds in the early 1980’s.

Owners of bearer bonds take on considerable financial risk since if the bonds are lost or stolen it is almost impossible to recover the loss.

Bearer bonds have become a relic of a past age and developed countries no longer issue them.

Bonds issued at a premium offer an interest rate that is above the market interest rate.

Typically, a bond issuer offers a premium interest rate to offset higher risk associated with a bond offering that has a low credit rating.

A purchaser of a bond offered at a premium will receive a higher interest rate but will incur a higher degree of credit risk.

Bonds due for payment within a year or less would be clasified as short term debt.

it is calucated on the face value of the bond

In a nutshell, bonds are debt. When a company, government agency or municipal project needs money, they can issue a bond that offers the investor the opportunity to "lend" and in return receive interest on their investment. Depending on the health of the bond issuer, the bond is rated. Bonds considered to be the safest investments are rated AAA while debt issued by questionable (the potential that the bond might not be repaid) agencies receive ratings of a C or below. Low risk bonds pay a small yield while those that are high risk entice investors with a high yield. Think of it this way: If you asked for a loan and your personal credit rating was excellent, you would be offered the best lending rate. Conversely, if you were a high risk borrower with poor credit history, you would be subject to higher interest rates based on your ability (or your perceived ability) to pay it back. This is basically how the bond market works.

list the names of marketable securities used in Pakistan

Treasury bonds are generally considered less risky than municipal bonds because they are backed by the full faith and credit of the U.S. government, which has a low risk of default. In contrast, municipal bonds are issued by state and local governments, and while they can offer tax advantages, their risk can vary based on the issuer's financial health. However, individual circumstances and market conditions can affect the relative risk of each bond type. Overall, investors should assess their risk tolerance and investment goals when comparing these bonds.

Because the bond is no longer making money at the rate of current prices. Its future value is less than other equally face bonds so its market price dropes to compensate

111.00

Any will work fine, Mobil 1 is considered to be the best of major brands. Mobil 1 use to be the factory oil of choose, no BMWs come with castrol. The main thing is to change it regularly. Since the factory has to pay for them now( maintance covered leases) they do it at 15,000mls. I won't go past 5000mls. between changes. I've seen 3yr old lease cars with sludge deposits under the valve cover because of the oil change interval. I've also seen e28 m5 (30yrs old) with cylinder head u can eat off of, because the customer has it changed early.

Stocks are generally riskier than bonds because they represent ownership in a company, which means their value can fluctuate significantly based on company performance, market conditions, and investor sentiment. Unlike bonds, which typically provide fixed interest payments and are prioritized in the event of bankruptcy, stocks do not guarantee returns and can result in losses if the company underperforms or goes bankrupt. Additionally, stock prices can be more volatile, leading to greater price swings in the short term.

The value of a $50 savings bond from 1993 depends on several factors, including the type of bond (Series E or Series I) and whether it has matured. Generally, Series E bonds issued in 1993 would have not yet reached full maturity, but they earn interest for up to 30 years. You can check the current value by using the U.S. Department of the Treasury's savings bond calculator or contacting them directly for the most accurate assessment.

Yes, a spouse can cash in a savings bond, but it depends on the ownership type of the bond. If the bond is solely in one spouse's name, that spouse must be present to cash it in. However, if the bond is co-owned or registered in both names, either spouse can cash it in without the other's consent. It's important to check the specific terms and conditions associated with the bond.