Commercial Bank and Checking Accounts

BPI Family has different types of Savings account (Maxi-saver, Jumpstart, Savings Account w/ life insurance & Express Teller) and each type has it's own requirements. If you are asking about Express Teller Savings, the required monthly ADB is Php1,000.00. To earn interest, the required daily balance is Php3,000.00. Hope this info helps.

Yes - if the account is in joint names, and one of the named people dies, the surviving person assumes all liability for the outstanding balance.

Many people disdain banks, opting to keep their personal savings hidden within the home. These people even cite that saving under a mattress is no different than having a bank account since interest rates are so terribly low.

However, banks and credit unions in the USA are protected by the FDIC, a federal agency that insures customers will not lose their money if the bank folds. This protection is far better than hiding money at home and having it stolen, with no one to insure you'll get that money back. In fact, most money taken in home break-ins is never recovered. To put this into prespective, let's say you saved $1,000.00 and put it in a shoe box at the back of your closet. You never think your best girlfriend would ever take it, but she happens to see it while you're showing her your new shoes; later, she steals your money. You now have -0- cash. However, if you had your money in the bank, and the bank folded, you'd still have your $1,000.00.

A checking account also is much more convenient for bill paying. Online banking makes this monthly nuisance even easier. Many merchants and online merchants require a bank account and a debit card if you have no credit card. Actually, with interest rates climbing on most credit cards, a simple debit card and checking account will cost you far less on each purchase plus over time.

a set amount an employee will receive at retirement

i am single and i like to mingle

three types

Code

Classcified Loan

Retail banking ensues financial transactions where the bank loans money on credit also known as lines of credit in which companies repay based on terms set by the lender. With retail banking, the bank assumes most or all of the risk.

Investment banking can either be the sale of stock, preferred stock, bonds, debentures and so on. Investment banking requires the underwriting of financial instruments which reasonably assures investors that the company is solvent and able to repay the funds or that the stock should rise in value in the long run after the funds are raised. Regardless, with investment banking, investors assume most of or all the the risk.

M&T bank, bank of america,wells fargo, ATM?

There are times when you run out of money, such as when you have been laid off from a job. It is extremely important to be able to put your hands on cash. When that happens, it is important that you have a savings account. Of course you can borrow money, but when you are down and out, you must pay extremely high interest. Savings accounts help you when you really need money. While most people do not, everyone should have a savings account with six month's salary for major emergencies. People who worked at the Pontiac factory who lost their jobs, would still lose their houses but would have the money to move and get reestablished.

Is a checking on quantity of items or material including issuing and received material within stock

capital and reserves

The main feature of a commercial bank is to provide security for the holding of peoples money. Another important feature of the commercial bank is to lend money.

no. You have to reapply for a new checking account. Go to your local bank or online.

Banks are allowed, with your permission, to ask personal questions about how you handle your finances and which banking solutions you are currently using. This is called "profiling." The reason banks do this is to make sure that if your current banking solutions fall short of your expectations and your needs, they can then recommend something that makes more sense for you and your situation. This results in a happy client (you) and additional relationships for the bank. Banks are also legally obligated to follow the Know Your Customer (KYC) regulation for all banks in the US. They may ask questions about where the money is coming from to ensure that you are not doing anything illegal.

Banks want to get to know you. They are dealing with your money, your finances are very personal, but that's what the bank is there for. I'd want my banker to know my situation so that their recommendations make sense. If I am missing out on something that would benefit me, I'd like to know. How can they recognize a need without asking questions?

Ask for the legal department. That is where your enquiry will end up anyhow.

At chase both party's have to be there and you can remove your name. I did it.

I did not require my partner to be there as I opened another account for myself so it appears to be a bank specific deal.

Scheduled Banks in India constitute those banks which have been included in the Second Schedule of Reserve Bank of India(RBI) Act, 1934. RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 42 (6) (a) of the Act.

The banks included in this schedule list should fulfil two conditions.

1. The paid capital and collected funds of bank should not be less than Rs. 5 lac.

2.Any activity of the bank will not adversely affect the interests of depositors.

10.75%

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No. They offer their services to Individuals, Corporations, Small or medium enterprises, non profit organizations etc

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