Credit

You can ruin the magnetic strip on a credit card by exposing it to strong magnetic fields, scratching or bending the card, or coming into contact with liquids or oils that can damage the strip. Once the magnetic strip is damaged, it may not be readable by card readers and could prevent transactions from being processed.

Keeping a credit card near a magnet can potentially demagnetize the magnetic stripe on the card, rendering it unreadable. This can make it difficult or impossible to use the card for transactions. It's best to store credit cards away from magnetic fields to avoid this issue.

CLEP (College Level Examination Program) is a series of tests on different subjects that you can take to receive college credit. Generally, you must score a 50/80 on the test to pass, but all colleges have different requirements. All colleges will not accept all CLEPs, so check with your advisor before taking any tests. CLEP tests will also count for different classes, for instance CLEP College Algebra credits can probably not be applied to a history credit.

Yes, Visa Electron debit cards are accepted in Tunisia at most locations that accept Visa cards for payment. However, it's always a good idea to inform your bank of your travel plans to ensure smooth transactions and avoid any issues while using your card abroad.

According to ISO/IEC 7813 (and 7811) standards, a magnetic strip may only be on one side in order to:

* Avoid interaction with other cards' magnetic stripes held in close proximity

* Provide consistency with card readers

* Provide backwards compatibility with card readers

Yes, you can always get a credit score since it is simply an algorithm that is run against a "snap-shot" of your credit report. Disputes don't show up on your credit report - only the results so the resulting score won't be affected by the dispute until after it has been resolved.

You should never keep a credit card neat a magnet because that black strip at the bottom of the card is actually a sort of memory like in a computer chip. The magnet makes all this memory wipe to either become 1 or 0(depending on the direction). Also, if you are using a card with a swipe chip, this will also be wiped.

Equated credits are figured on the basis of the number of class (contact) hours per week.They are figured in determining minimum course load and full-time status. Equated credits do not count in figuring your index or toward the total credits required for your degree.

A magnet in a credit card is used to store information. The magnet encodes data in a series of magnetic stripes which are then read by card readers. This information typically includes the card number, expiration date, and cardholder's name.

Credit cards are typically made of plastic, specifically PVC (polyvinyl chloride) or a similar type of plastic material. Some credit cards may also contain additional materials like metal for special designs or features. The plastic used is durable, flexible, and can withstand everyday wear and tear.

The magnetic strip, essentially, contains all the data embossed in the credit card and is used to make the computer data connections needed to make an electronic financial transaction/purchase.

However, it does not contain PIN codes or other Validation codes needed to complete a transaction. Those must be entered manually by the user.

Every Caribbean cruise I have been on requires the passenger to use the ship's own credit card for onboard purchases, including beverages, shore excursions, photographs, etc. The passenger gives the purser either a personal credit card or any chosen amount of cash to cover these onboard purchases. This transaction is done at the very beginning of the cruise. On some cruises, this ship's card is also the room key. On every ship, this card must be shown when leaving and returning to the ship while it is docked at any port.

The cost of nickel can vary, but as of October 2021, it is approximately $0.02 to $0.03 per gram. Prices can fluctuate based on market conditions, demand, and supply.

It depends on relationship between the creditor correcting the error and the credit reporting agency. It can be done within one day. This is different than how long it takes the lender to update their information from the credit reporting agency. You can tell the bank or lender that you are going to borrow from that you just corrected something. Ask them if they are able to do rescoring. Some can and some can't. They have to have a membership and pay money to the credit bureaus or to some organization in order to do it. Anyway, if they can rescore you, they put in the request, and your score will update in 72 hours.

Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.

An exception to the full faith and credit clause is the public policy exception. This exception allows a state to refuse to recognize a law or judgment from another state if doing so would violate the public policy of the state being asked to enforce the law or judgment.

To file a motion for restoration of credit for time served, you would typically need to draft a formal motion outlining the details of the time served and reasons for requesting restoration of credit. This motion would then need to be filed with the court that handled the original sentencing, and a copy should be served to the prosecuting attorney. It is advisable to seek guidance from a lawyer to ensure that the motion is filed correctly and to increase the chances of a successful outcome.

Yes, it is illegal to copy a bank debit card without authorization. Unauthorized duplication of a debit card can lead to identity theft, fraud, and financial losses for the cardholder. It is important to protect personal information and only use debit cards in a legal and responsible manner.

By the Fair Debt Collections Practices Act, debt collectors have seven years from the date of last payment to recover all delinquent receivables. Any time after the guarantor of the debt (the person who owes) defaults on payments, the collection agency contracted to recover the debt may sue for judgment on behalf of the original creditor (in this case the hospital or physician). If judgment is obtained, the statute of limitations extends to ten years from the date of the judgment or last payment, which ever is longer.

With six years experience in the field, I have seen creditors sue for as little as $100. In such cases, if not contractually obligated, the creditor often sues also for court costs, legal fees, and collections costs.

Contact a good contract or collections attorney, and make certain you appear at any scheduled court dates.

In Texas, civil judgments can appear on your credit report for up to seven years. However, if the judgment remains unpaid, it can continue to negatively impact your credit report until it is resolved. It is important to address any civil judgments promptly to avoid long-term credit consequences.

Yes, stealing a credit card is illegal and considered a form of theft. If caught, the perpetrator could face criminal charges and legal consequences. It is important to always respect the law and the property of others.

The Fair Credit Reporting Act requires creditors to report your account accurately, and the credit bureaus are required to maintain records that match the reporting. The bureaus are not responsible for the accuracy of the reported account information as they do not have access to the account records for each creditor. If you dispute the accuracy of an item, they request a response from the creditor, at which point the creditor must either show that your dispute is invalid, that your dispute is indeed valid, or fail to respond in a timely manner (failure to respond will mean the dispute is accepted and the item corrected or removed).

In general, civil judgments can stay on credit reports for up to seven years from the date they were filed. However, some states have specific laws that may affect this timeframe. It's worth noting that paid judgments will still appear on credit reports but may have a less negative impact on credit scores than unpaid judgments.

Yes, in Texas late child support payments can be reported to credit bureaus if the amount due is at least $1,000 and is at least 90 days delinquent. This can impact the non-custodial parent's credit score. It's important to stay up to date on child support payments to avoid negative consequences.