Credit

10 years

3

Yes it can. A secured credit card is for people who is trying to rebuild their credit or has been denied credit in the past.

Most of the time a secure credit card is money that you set aside to give to the creditor as collateral which is $300. Then once approve which is most of the time, the creditor will give you a secured credit card in which you try to use it and pay either the minimum due or the entire balance. If you do not pay any balance, the company that has your collateral will keep the $300.

Hard to determine your questions scope without knowing what a Government Bank credit card is. Need more info.

Credit card holder is given a credit limit by the bank,upto which the holder can use in purchase of articles, making payments to creditors etc. The card holder's account is debited periodically by the total bill amounts along with interest for the period.The most advantage of credit card is that you can carry this tiny card in your purse and use it at your will without involvement of cash. The disadvantage of it is that since the credit limit generally is on the higher side, there is a tendency among the card holders towards over expenditure, for which Debit Card is the ideal proposition.

Yes you can pay your credit card bill by another credit card. It is called balance transfers, you can transfer the balance of another credit card that has a high interest to a credit card that has a low interest. Hopefully this answers your question.

They can sue you, eevn if you do appear they will probably get a judgement which gives them the power to lien/levy. The only way to get rid of them is a payoff or bk.

They could use it if they have your PIN number.

It's best to obtain a credit monitoring service from one of the big 3. It will alert you when something fraudulent hits your account or if something from you slipped through the cracks. Also, pay everything moving forward on time. Take your mail to work with you and make sure everything gets paid on time. Your score will gradually go up. If disputes come back indicating you are responsible for what every reason, pay down as much as you can. Those creditors or third party agencies will report payments accordingly. If you're really want to boost your credit quickly, take a secured credit card for $300. Use it for lunches and small purchases and make your payment on time. The key is not to let your balance dip below 50% of the $300. ($150.00) Good Luck!

NO

US Bank has credit cards with 0% intro apr's, cash back rewards, travel rewards and a 1-2-3 rewards credit card. They have credit cards with low interest and balance transfer offers as well. Just depends on what type of card you are interested in

425 is a below average score. you probably have high balances, very slow payments, possibly too many or new credit cards

Your credit card statement whether online or in the mail is a good place to look for your billing address for your credit card.

Gillian Vigman

Assuming what is meant is a 'cash advance' on a valid credit card, all the card holder needs is the pin number of the card and the 3 or 4 digit security number found on the back of the card. If the card holder was not given a pin number when the card was issued they need to contact the issuer to obtain the information needed for the transaction. The information would be, of course that which was supplied at the time of application for the card.

Be advised that cash advances on cc carry additional fees and higher interest on the amount received.

Paying your bills in full is always better than paying the minimum monthly payment. When you are paying your minimum monthly payment your balance continues to grow because you continue to shop and the interest continues to be add-on and it will take years and years to pay off. (by law, the bill will show how long it will take to pay your bills, if you are paying the minimum monthly payment). That is how people get overly in debt and high balances affect your credit score.

my advise is:

treat credit cards as a replacement of cash, (to take advantage of the rewards/benefits of the card), NOT AS A FAST LOAN.

probably not, because your consider high risk to the merchant/lender. you probably have some high balances, slow payments and too many active credit cards or/and new credit cards

You can separate your business credit from your personal credit by registering your business as a completely separate entity from your personal credit. One of the best ways to do this is by registering to receive a D&B D-U-N-S® Number for your business, and leveraging your business credit using that number. For more information, visit the related links.

4000 1234 5678 9010

No - its still a credit transaction. The PIN is simply used to verify you are the registered owner of the card.

Yes

Not in UK

There is in reality no legal defense for the inability to pay one's debts unless the so named debt is invalid.

Unfortunately the law does not recognize job loss, illness or other such factors as valid reasons for not paying one's debts. That being the case, the debtor facing legal action has very little recourse if the creditor receives a civil suit judgment (and they will). However, all states allow specific amounts of real and personal property to be exempted from creditor judgment action.

Perhaps the best option would be for the person facing a civil suit to consult with an attorney or legal services to discuss the situation. Most attorneys offer free or minimal fee consultations and some will discuss such matters by phone or even email once identification has been established.

Yes they do! And are very tough to remove!