Credit

That depends if the place your renting is doing a credit check on you. Not all landlords do credit checks.

They always start with a 4.

Mastercard always starts with a 5.

A shortsale will report as Settled for Less than the Full Balance and will stay on your credit report for 7 years.

credit score is not based on age but how you handle your credit....handling your credit well and your score goes up.....handle your credit bad, as in having a lot of debt and not paying on time brings your score down.

If you're thinking a credit company can remove bad credit from you credit bureau, they can't.

What a credit company can do is to help you improve your credit by helping you budget, plan bill payment and help you reduce your debt so that you can manage your debt better.

Local bank

The main difference lies in the fact that a debit card doesn't carry a window of credit with itself.the purchases made by a debit card cannot exceed the amount of money a person has in his/her account.since they are directly linked with a person's salary account it provides instant cash.

On the other hand every time you make a purchase using your credit card,you are actually borrowing money from a bank or a financial institution.so every time you make a purchase the bank/institution pays the vendor and in turn you pay the money back to the bank/institution at a later date with of course interest(if any) incurred.

another major difference lies in the safety/security part.debit cards are more unsafe than credit cards because a debit card doesn't have a pin number.so just in case you lose your debit card and the theft is not reported quickly you might just lose everything you have in your account.but a credit card comes with much more legal liability.sometimes (if you are lucky enough)the credit card company /bank might as well compensate for your losses.

As per experts from Credit Nation, a Credit Card, as its name suggests, gives you credit, for a charge, of course, and allows you to pay for service or product over a period of time. The days of credit one gets could range from 20 to 50 days (calculated from the day of billing and not from date of purchase) come interest free. You can choose to pay your dues entirely at one go or stagger them after paying the minimum amount due every month.

If you are looking for more information about credit cards then visit website of creditnation or their facebook page.

Dont't PAY IT OFF

Businesses usually grant "limited" credit cards to employees that need them for business expenses. Travel, meals, etc. They usually are very restricted and can be used at certain places as hotels, car rental companies, and restaurants.

Absolutely. Your credit score is based on the amount of money you owe, have owed or are in arrears. There is a formula used to compare your income to debt ratio. The higher the debt compared to your income, the lower your credit score.

If a person worked as a cashier, they might be able to list all of their former jobs held that dealt with the handling of money when asked what cash register, bank deposits, credit card transactions, and IE balancing have been performed in the past.

credit card information should automatically purge from your credit bureau 6 years from the date of last activity.

ie) if you pay your account in full (nil balance) on June, 2012 (DLA=date of last activity) and you do not use the account, the account should purge on June, 2018

yes it is a good score, its consider an average score, a consumer handling their credit well

The Credit Rating Agency is a hub that gathers data from creditors and puts the data together into a single individual consumer credit report. Lenders use there reports in order to determine a borrower's credit worthiness.

There is a plethora of credit repair companies out there. When you hire one make sure that they are a state registered credit services organization which follows the CROA (Credit Repair Organization Act). Also, don't pay too much, there are companies out there who charge thousands of dollars to fix credit. You don't have to spend that much, they all pretty much do the same exact thing, so do your due diligence.

Bankruptcy should be removed after 6-7 years from discharge, if you have another bankruptcy within 6-7 years, it will take longer to remove or could be permanently on your file

Commercial Bank and Credit Union are both alike as they both define an organisation that offers credit to customers. Both types of organisation offer Checking and Saving Accounts, Credit Cards and Loans. The main differences between the two organisations are that Credit Unions are operated as Not For Profit Organisations. Also, Credit Unions are owned and operated by the members of the Organisation.

It gives people a large sum of money in a short amount of time so that they can make large purchases when they need it, such as a house, car, new business etc. Then allows them to pay it back a little at a time so as not to crush them in debt.

The card will be sent to your mailing address on file 3-5 business days after you request it.

Bank of America and a few others used to give temporary debit cards over the counter if you lost yours but I believe this practice has been discontinued for security reasons.

They are allowed to add late fees to balance-meaning if they are unpaid it's not paid off. And even when everything is paid off, the credit report will reflect that a loan and late fee charges were reported, paid, and then updated to show a zero balance. This information will stay on your credit report for seven years.

1. Start saving a small amount each month, until you have enough to meet at least 3 months' worth of needed expenses.

2. Develop a budget and stick to it.

3. Pay your bills on time. That means not mailing the payment on the due date, or paying after the due date but before the date set for a penalty, but at least three days before the due date.

4. Get a low-limit ($300-500) card, use it to buy only as much as you can pay in full at the end of the month (or whatever period your card uses).

5. If you have no utility bills in your name, change one to your name, and pay it regularly.

6. If you can, pick a discharged debt to pay. Save the money to make a lump sum payment. The discharge means the creditor cannot take action to collect, but it does not prevent you from paying it.

7. Get your free annual credit report from www.annualcreditreport.com every year and make sure it is correct and up to date.

8. Check your credit score at a free site

9. Do NOT apply for credit at more than on source. Multiple credit applications reduce your score.

Control your spending. Know what you spend. Spend only for what you need and only if you can afford it. If you get gas, don't go into the store to get a soda or a snack. Write down every penny you spend for a week. Lower that amount the following week. Repeat as needed.

Personal Identification Number (PIN) is a unique 4 digit number which helps a credit card holder to access the ATM to withdraw the money. This number is computer generated and not even the bank staff know it. Once it is generated, it is direclty sent to the credit card holder directly to his address.

This number should be kept confidential to prevent its misuse. Hence, a card holder is strongly advised to keep this number in his mind, i.e., to keep in his memory and not write it down either in a wall calander or in a diary because any one can have access to it.

It would be better for the card holder to change this password, as it is called in lay man's language, often to prevent its misuse by others.

To safeguard the interests of the credit card holder, now-a-days bio-metric ATMs are being pressed into service, which will capture the unique thumb impressions of card holders to identify it later.

M.J.SUBRAMANYAM, XCHANGING TECHNOLOGY SERVICES, BANGALORE

Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.

Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.

Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.

Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.

yes

Unfortunately the law does not recognize the inability to pay one's debts due to any sort of hardship. If the lawsuit is valid it will go forward regardless of the person's financial status.

If the creditor wins the suit (which is most likely) they will be granted a judgment and will then be able to execute it in the manner allowed by the laws of the debtor's state.