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Debt Collection

Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.

5,393 Questions

Can medicare take your home to pay your deceased mom's hospital bills?

In general, Medicare cannot take your home to pay for your deceased mother's hospital bills. Medicare is a federal health insurance program that does not cover long-term care costs or expenses related to an individual's estate. However, if your mother had assets or an estate, those may be used to cover her outstanding medical bills before any inheritance is passed on to her heirs. It is advisable to consult with a legal professional or financial advisor for specific guidance on your situation.

Can money market be seized in foreclosure?

First, understand that you, as the owner, don’t file for foreclosure. Instead, after you fail to make payments for a period of time, the bank will start the foreclosure process. That may start with a notice in non-judicial foreclosure states, or with a court filing in judicial foreclosure states. Either way, only the lender can initiate the foreclosure process, and even then, only after you’ve missed a payment (or better stated - defaulted on your agreement to repay. Sai Isha Neuro Clinic provides expert care for Neurologist near Korattur various neurological disorders, including but not limited to: Stroke: Timely and effective treatment for stroke patients to minimize damage and promote recovery. Epilepsy: Comprehensive management of epilepsy, including medication, lifestyle changes, and surgical options if necessary.

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Is foreclosure done quicker if home has been discharged in bankruptcy?

A home is not discharged in bankruptcy. The mortgage(s) and home equity loans, lines of credit, etc., are discharged, but you have to abandon the real estate in the bankruptcy. That means the mortgagee can go ahead with a foreclosure if there was none before the filing, once the Chapter 7 is closed. Chances are the mortgagee would ask for relief from stay to go ahead with the foreclosure. The trustee may get any excess from the sale, unless it was exempted.

Can creditors garnish wages on a secured debt?

The long and short of it is--Yes. You signed a promissory note--you promised to pay and you haven't.

Why do you think lambs are compared to humans?

Lambs are often compared to humans because they are seen as innocent, vulnerable, and dependent, much like human babies or children. This comparison highlights the need for care, protection, and nurturing that both lambs and humans require to thrive.

What does a oologist collect?

An oologist collects and studies bird eggs and nests. They may document the size, shape, color, and patterns of eggs, as well as study the behavior of the birds that lay them.

What is collection?

Coin collecting is a old tradition of collecting coins of monetary value (money). Many people collect coins that are old, coins that have meaning (like state themed coins), or coins from different parts of the world. Some people do this as a hobby and some collect coins because it will mean their value or worth is very high.

If your electricity is turned off who can help you to get it turned back on?

I am waiting to hear the answer to this question myself. My electric company wants $300 to have it turned back on and I don't have even close to that. I am taking cold showers, living my candles, nothing to cook food, I feel like I am living in a cave! They won't work with me on it, when I am paid up with my bills too! I DON'T OWE THEM ANYTHING AND THEY WANT $300!!! What am I suppose to do? So, sorry long story, but I am anxiously waiting for the answer!

What is a nickel coin made out of?

In spite of the coin's name, all US nickels except special "war nickels" made during 1942-45 are struck in the same alloy of 25% nickel and 75% copper.

"War nickels" were made of an alloy of copper, silver, and manganese because nickel was needed for the war effort. Internet rumors notwithstanding, these are the only US nickels that ever contained silver.

Which elements are classified as halogens?

The halogens are a group of elements in the periodic table that includes fluorine, chlorine, bromine, iodine, and astatine. They are highly reactive nonmetals that have seven electrons in their outer shell, which gives them similar chemical properties.

How do you sue someone in Las Vegas who owes you 50000?

Depending upon why they owe you, and where they have property, you can either sue them where you live or sue them in Las Vegas by hiring a local attorney (your place or theirs) to file a summons and complaint in the proper court.

What properties should a wick have?

A wick should be porous to absorb and draw up liquid fuel, have a steady burn rate to control the flame, and be made of non-toxic materials to ensure safe use. Additionally, it should be of an appropriate size and length for the candle or lamp it is intended for.

What is the physical collateral of the national debt?

The physical collateral of the national debt is the assets that the government holds, such as land, buildings, and infrastructure. These assets can be used to back the debt and provide security to creditors in case of default.

Can a first party collector call cell and home numerous times a day and leave messages do they have to follow fdcpa?

They can call multiple times a day. They should only leave one message per day in normal situations. 1st party does not have to follow all the FDCPA laws like 3rd party collectors, but they can not abuse it. For example if someone was calling and blatantly harrassing a debtor multiple times a day they would put still the company at risk. They can call multiple times a day. They should only leave one message per day in normal situations. 1st party does not have to follow all the FDCPA laws like 3rd party collectors, but they can not abuse it. For example if someone was calling and blatantly harrassing a debtor multiple times a day they would put still the company at risk.

What is the time limit to collect payment of medical bills in New Jersey?

In New Jersey, medical bills typically must be paid within 30 days of being billed. However, this timeframe can vary based on individual agreements between healthcare providers and insurance companies. It is important to promptly address any payment issues to avoid potential repercussions.

What is meaning of Non-Fermi liquid?

Non-Fermi liquid (NFL) is a metallic state which deviates from Fermi liquid theory. For usual metals, temperature dependence of transport and thermodynamic quantities, such as resistivity and specific heat, obey Fermi liquid theory which predicts specific heat to have linear Temperature dependence and resistivity to T-square. But those quantities of NFL materials have strange T-dependences. This strange state happens when one suppresses transition temperature of antiferromagnetic order (T_N) to zero by applying pressure or magnetic field or doping impurities. Now many condensed matter scientists are working on how to understand this state and its mechanism. One more thing which is making this very interesting is that unconventional superconductivity (SC) happens often when a material has NFL state at temperatures above SC transition. Many scientists believe that NFL state is a prerequisite for unconventional SC.

What happens when a collection becomes a judgment?

States establish the type and amount of real and personal property belonging to the debtor that can be attached by creditor judgment. In most states a judgment can be executed as a wage garnishment or bank account levy or lien against real property or seizure and liquidation of non exempt property belonging to the debtor.

Where can you find information about a collection department or agency called IC System INC?

You didn't specify what area so.. IC System Inc.#1...444 E.Highway 96, St.Paul,MN. 55127, 1-800-443-4123. IC System Inc#2...Suite 225, 5201 Congress Avenue,Bocca Raton, FL. 33487, 1-800-683-5633. IC Sytem Inc. #2 (branch)..Suite 231, 5501 N.Swan Rd., Tucson, AZ. 85718, 1-520-577-0173.

Can a person with a mental health disorder be held responsible for credit card debt?

Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.

What is a prejudice that is leaning toward a positive or negative judgment on something or someone?

A prejudice that is leaning toward a positive judgment is called a "positive stereotype," while a prejudice leaning toward a negative judgment is known as a "negative stereotype." These stereotypes are generalizations or exaggerations about a certain group of people that can be harmful or unfair.

Multitude of bill collectors calling for other people and when you tell them that no one lives here by that name they continue to call what can you do?

The Fair Debt Collection Practices Act (FDCPA) sets rules for bill

collectors working for a collection agency (not a collector working

for the creditor, many states have laws for all collectors). One of the

rules is that they can not call you at work, harassing you, use

inappropriate language, lying, adding unauthorized charges and many

other practices. Under the FDCPA, you have the right to demand that

the collection agency stop contacting you, except to tell you that

collection efforts have ended or that the creditor or collection

agency will sue you. You must put it in writing. Some thing happened to

me. Certified letter telling them to stop worked like a charm.

What is the right to notify a debt collector in writing to have no further contact with you is covered by the?

The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.

How long do I have to respond to a judgment served against me?

The time frame to respond to a judgment served against you typically varies by jurisdiction. Generally, you may have between 20 to 30 days to respond by filing an appeal or motion, but it is essential to check the specific rules and time limits in your local court. It is crucial to act promptly to avoid potential consequences such as a default judgment.

What is a test that a judgment can be based on?

One example of a test a judgment can be based on is the reliability and validity of information or evidence presented. Another test could be the ethical considerations involved in making the judgment.