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Debt Collection

Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.

5,393 Questions

Can a person with a mental health disorder be held responsible for credit card debt?

Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.

What is a prejudice that is leaning toward a positive or negative judgment on something or someone?

A prejudice that is leaning toward a positive judgment is called a "positive stereotype," while a prejudice leaning toward a negative judgment is known as a "negative stereotype." These stereotypes are generalizations or exaggerations about a certain group of people that can be harmful or unfair.

Multitude of bill collectors calling for other people and when you tell them that no one lives here by that name they continue to call what can you do?

The Fair Debt Collection Practices Act (FDCPA) sets rules for bill

collectors working for a collection agency (not a collector working

for the creditor, many states have laws for all collectors). One of the

rules is that they can not call you at work, harassing you, use

inappropriate language, lying, adding unauthorized charges and many

other practices. Under the FDCPA, you have the right to demand that

the collection agency stop contacting you, except to tell you that

collection efforts have ended or that the creditor or collection

agency will sue you. You must put it in writing. Some thing happened to

me. Certified letter telling them to stop worked like a charm.

What is the right to notify a debt collector in writing to have no further contact with you is covered by the?

The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.

How long do I have to respond to a judgment served against me?

The time frame to respond to a judgment served against you typically varies by jurisdiction. Generally, you may have between 20 to 30 days to respond by filing an appeal or motion, but it is essential to check the specific rules and time limits in your local court. It is crucial to act promptly to avoid potential consequences such as a default judgment.

What is a test that a judgment can be based on?

One example of a test a judgment can be based on is the reliability and validity of information or evidence presented. Another test could be the ethical considerations involved in making the judgment.

Does the previous contractors get billed or court judgment against them on Holmes makes it right?

As of my last understanding, there is no public information regarding previous contractors on the show "Holmes Makes It Right" being billed or facing a court judgment. However, it's best to refer to official sources or recent updates for the most accurate information on this matter.

What was the settlement for debtor prisoners?

The settlement for debtor prisoners was the practice of allowing imprisoned debtors to secure their release by paying off their debts or making a settlement agreement with their creditors. This practice was common in the 18th and 19th centuries before debtor's prisons were abolished in many countries.

Can I be arrested over delinquent medical bill in Indiana?

In Indiana, you cannot be arrested solely for a delinquent medical bill. However, healthcare providers may pursue legal action to collect the debt through civil court, which could result in judgments or wage garnishments if left unpaid. It is essential to communicate with the provider and explore payment options to avoid further consequences.

Why do you drop the e in judgment?

Both "judgement" and "judgment" are correct spellings. The version without the "e" is more common in American English, while the version with the "e" is more common in British English.

Why was the harvester judgment important?

The Harvester decision was important as it established the legal principle that Aboriginal Australians could claim native title over traditional land even if it had been converted to a pastoral lease. This decision affirmed the rights of Indigenous peoples to their land and resources under Australian law.

What is the resolution of the last judgment?

The Last Judgment is the belief in many religions that a judgment by God at the end of time will determine the final status of every human being. It is a central theme in Christianity, Islam, and Judaism.

How long can a debt collection agency sue you in Ohio?

In Ohio, the statute of limitations for debt collection lawsuits is six years for most types of debts. After this time period has passed, the debt collector cannot legally sue you to collect the debt.

How do you win a lawsuit for debt collection harassment?

To win a lawsuit for debt collection harassment, you need to gather evidence of the harassment, such as phone recordings or letters. You should also document the dates and times of the harassment. Then, file a complaint with the Consumer Financial Protection Bureau or hire a lawyer to bring a case against the debt collector.

Can you be sued for your husbands debt from before you were married?

In general, you are not responsible for your spouse's debts that were incurred before you were married. However, there may be exceptions depending on the laws in your state and if you live in a community property state where joint assets could be at risk. It is advisable to consult with a legal professional for specific guidance on your situation.

Can debt collectors trespass?

Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.

What is interlocutory default judgment?

An interlocutory default judgment is a preliminary ruling issued by a court when one party fails to respond or participate in a lawsuit. It is not the final judgment in the case but may be used to move the legal process forward in the absence of the non-responsive party.

Can a creditor sue you after 6 years?

The time limit for a creditor to sue you for a debt is usually defined by the statute of limitations, which varies by state and type of debt. In some cases, creditors may still attempt to collect the debt after the statute of limitations has passed, but you can raise the defense that the debt is time-barred in court. It's recommended to consult with a legal professional for advice on your specific situation.

What are the differences of judgment and knowledge?

Judgment involves forming an opinion or decision based on available information, personal experiences, and beliefs, whereas knowledge refers to the understanding and awareness obtained through learning, study, or experience. Judgment can be subjective and influenced by bias, while knowledge is more objective and based on verifiable facts and information.

What is the time limit for a bill that is 6 years old and just received it?

If a bill is six years old and you are just now getting it, it is likely that it has already gone to a collection agency. It has likely been reported on your credit, and you would probably just suffer in paying it.

Can credit card debt collectors go after your social security check?

Credit card debt collectors typically cannot go after your Social Security check to collect the debt. Social Security benefits are protected from most types of debt collection, including credit card debt, under federal law. However, if you co-mingle Social Security funds with other money that is not protected, it may become harder to prove which funds are exempt.

Is it legal for bill collectors to call you everyday?

Yes. Debt collectors must adhere to the regulations set out in the Fair Debt Collections Practice Act. The collector must call between the hours of 8 a.m. and 9 p.m. in the debtor's time zone. Although there is no set amount of calls that can be made during that time period such contact cannot be continuous (hour after hour) or excessive in such a way that it can be defined as abusive.

Why would one use a debt collection attorney?

You would often contact a debt collection attorney when running a business or service and have people that have refused to pay for services already rendered. A debt collector works within the law in order to collect debts owed to others.