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Debt Collection

Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.

5,393 Questions

How many times can a debt collector call?

A dept collector can call as many times as he wants.

First off it is deBt not dePt,and secondly it could be he/she...Most importantly get name and address of collection agency,and send them a,return receipt requested letter,stating you want them to stop.

Can a debt collector threaten with felony charges?

No, debt collectors cannot threaten you with felony charges. It is illegal for debt collectors to falsely represent the consequences of not paying a debt, including threats of criminal charges. If a debt collector engages in this behavior, you can report them to the Consumer Financial Protection Bureau.

Is a judgment against the person or property?

The judgment is against the person, not the property.

What time of day can you make collection calls?

Collection calls should generally be made between 8:00 a.m. and 9:00 p.m. local time, according to the Fair Debt Collection Practices Act. It's important to be mindful of the recipient's time zone when making collection calls.

Regarding squatter's rights who has the right to property that has been maintained for years in a foreclosure sale?

"Squatters" are a misunderstood group. Generally, in the United States they have no rights. They are trespassers during their period of trespass. They are people who use and improve another person's land openly and without permission. If the owner allows the situation to extend for a period of years (that period varies from state to state) they can file an action for "adverse possession" and obtain title to the premises. Until they do that and succeed they have no rights. The procedure varies in different states.

It sounds as though the party who maintained the property for years had someone's permission to do so. In that case they would not be considered "squatters". If they had an agreement to maintain the property while living there then they could sue the other party if they breached the agreement. However, they are using the property subject to the mortgage that the owner granted to a bank. The bank has the right to take possession of the property by a foreclosure. It can sell the property and apply the proceeds toward the unpaid balance on the mortgage.

Can a NY state process server serve a summons to a home before 7am?

No, process servers are generally prohibited from serving legal documents before 8 am and after 9 pm according to New York state laws. However, there are certain exceptions that may allow for earlier service with court approval or if the recipient agrees to accept service outside of these hours.

Can you refuse to accept a summons for someone else?

Yes and no.

If the summons is not addressed to you, you are not legally required to accept it, however, if the person is living with you, then the officer is allowed to leave the summons with you.

If you refuse to accept the summons, and the person lives there, the officer may tack and mail a copy to your residence for that person, which will complete service.

How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?

Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.

What word means legally collectible?

The word that means legally collectible is 'enforceable.'

What collective rights do anglophones have?

Anglophones in Canada have many collective rights. One of which is the right to a feasible education in a non-anglophone majority, example: Jim is an Anglophone living in Quebec, he has 2 sons. He has the right for his children to have an education in English. Anglophones also have the right to speak English in a Francophone majority as well as to have signs printed in English in a Francophone majority. This is the same as French being written on cereal boxes including English.....

I hope this answers your question............

How can you find out where someone works so you can use your superior court order and garnish their wages?

To find out where someone works, you can try contacting their previous employers, checking public records such as property deeds or vehicle registrations, or hiring a private investigator to gather the information. Once you have confirmed their place of employment, you can proceed with serving the court order for wage garnishment.

Can you be forced to sell your primary residence to satisfy a judgment in sc?

In South Carolina, there are certain protections in place to prevent creditors from forcing the sale of your primary residence to satisfy a judgment. These protections include homestead exemptions that shield a certain amount of the equity in your home from creditors. However, there are exceptions to this protection, such as debts related to the mortgage or liens against the property. It is recommended to consult with a legal professional for advice specific to your situation.

Can you be arrested fo not paying bills?

Directly, no. Indirectly, yes. Debt itself is a civil matter, but court orders are not.

If you did not pay your debt, the creditor may take you to court. The court may issue an order for you to pay a certain amount per month, etc. Disobeying this is a criminal offence. So in that case you may be arrested.

Who said Law is the correct judgment of the state?

Plato, a classical Greek philosopher, is often attributed with the quote "Law is the correct judgment of the state." This concept reflects his belief in the importance of laws in maintaining a just and orderly society.

How long before a collection agency can file a judgment in Washington state?

In Washington state, a collection agency can potentially file for a judgment as soon as they have exhausted other debt collection methods and the applicable statute of limitations has not expired, which is generally six years for most debts. However, the timeline may vary depending on the specific circumstances of the case. It is advisable to seek legal advice if you are facing a potential judgment from a collection agency.

What happens if you are summoned to court for a collection debt and you are on disability if you don't show up?

If you don't show up to court for a collection debt case, the court could issue a default judgment against you, meaning the creditor automatically wins the case. This could lead to wage garnishment or bank account seizure to satisfy the debt. It is important to attend court or seek legal advice to understand your options.

In a final judgment they require you to fill out a Florida Rules of Civil Procedures form 1.977 Fact Information Sheet and return it within 45 days what will happen to me if I don't?

What can happen if you refuse to complete and submit the form is the plaintiff can ask the court for a contempt charge against you and file another order for you the complete the fact sheet in another 45 days. If you fail to comply the plaintiff can then ask the judge for another contempt against you because the order for the form is a order from the judge himself he will on the plaintiff request issue a order for bodily attachment. What that means he will order a sheriff to go pick you up and bring you to his court for a debtors examination of your assets. The sheriff will usually allow you to bring your financial information with you but be assured you will be taken before the judge either way. If you refuse to either obey the sheriff or refuse to answer questions related to the fact sheet you will more than likely be jailed until your ready to comply.

My advise, contact the plaintiff or his attorney and work out a way to pay the debt. If you really didn't owe the money in the first place you wouldn't have lost the case now would you?

(whoever wrote that last little judgmental tidbit is a real douche bag. I know this doesn't answer the originakl question, but I'm sure it answers the question you had after reading it, "what the hell..??")

What is a restraining notice?

A restraining notice is a legal document served on a debtor's bank account, notifying the bank not to release funds to the debtor, but rather to hold them for potential satisfaction of a debt owed to a creditor who obtained the restraining notice through a court order. It is a way for creditors to protect their interests by freezing the debtor's assets.

This refers to the outcomes of court actions such as judgments to pay a debt?

The term for the outcomes of court actions like judgments to pay a debt is typically called a "court order." It is a legal mandate issued by a judge that requires a party to perform a specific act, such as paying a debt or compensating for damages. Failure to comply with a court order can result in legal consequences.

What is a writ of judgment?

A writ of execution is a court order authorizing the seizure of an asset, such as of a noncustodial parent who owes past due child support. The order may be used to repay past due child support owed under the judgment. It is also refered to as a levy.

A Writ of Execution is a legal document which states who the money is owed to, the 'judgment creditor', and the amount of the debt. When a writ of execution is attempted, notice will be served upon the judgment debtor, indicating details of the goods seized.

What is the statute of limitation on credit card debt in texas?

In Texas, the statute of limitations on credit card debt is typically 4 years. This means that creditors have up to four years to file a lawsuit to collect the debt. After this time period has passed, the debt is considered "time-barred" and creditors can no longer sue for payment.

In California what is statute of limitations for a collection agency to sue you?

A written agreement with a company is 4 years, and a oral agreement is 2 years from the date of last payment or activity.

Remember, that even though a credit card company states that they will take you to court if you do not make a payment, or put a judgment on your credit - this is not true!!

The only way a creditor/collection agency will take you to court is if you owe child support or taxes. Other then that you will not go to court for this type of debt. Do not let them threaten you in any way. Make sure you settle on this debt when you have at least 50% of the balance owed saved in your savings.

Get an agreed settlement in writing that day before make your final payment. Then request a letter stating that the account is now paid in full instead of settled for less. Good luck!

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