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It is a misconception that creditors do not have legal recourse in the State of Texas. As in every other U.S. state they can file a civil suit against any debtor who defaults on a valid contractual agreement.
Credit cards are considered "unsecure" only because there is no specific property attached to them, unlike vehicles and houses which act as collateral for the loans.
However, in Texas creditors cannot use a writ of judgment to garnish the debtor's wages unless the debtor has no other property that can be seized, such as a bank account.
What else can I help you with?
Can a credit card company garnish wages for unpaid debt in Texas?
No.
Can a credit card company garnish wages in state of Texas for a balance less than 5000?
No. Texas does not allow creditor wage garnishment, regardless of the amount owed.
What happens if you cannot pay off your credit card debt in the state of Texas?
You'll be in prison.
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
How do you report a credit card company that issues unrequested cards?
You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Can a credit card company execute a writ to garnish your wages in the state of Alabama?
Yes.
can a credit card company like capitol one who forward account to legal dept in state of california take garnish payments out unemployment if nothing can be resolve out of court?
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.
Can credit card company garnish state retirement check in Florida?
Credit card companies could not garnish a retirement account at one time in Florida.
How do you avoid automatic renewal when paying with credit card?
Do like I did - Just call Credit Card Company and state you can't find your credit card and would like it cancelled immediately and to send you a new one.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
