Many people have health insurance through their employer's group plan. When they no longer qualify for coverage through this plan, federal and state law may provide the right to continue coverage in that group plan for a limited time.
You can find many details on the COBRA Continuation Coverage on several sites but you can get a more reliable information on the United States Department of Labor official site, where it has a page of listed answers to your questions.
You can maintain Cobra Insurance for about 18 months. The stimulus package that passed last year also enables greatly reduced fees for continuing health insurance coverage under COBRA.
No, you cannot elect COBRA coverage retroactively.
No, COBRA only applies to health insurance coverage, not dental coverage.
If the COBRA insurance coverage is better than the new employer's insurance, you may choose to keep the COBRA coverage instead of enrolling in the new employer's insurance.
No, it is not possible to cancel COBRA coverage and receive a refund.
No, COBRA coverage is typically only available for medical insurance and does not usually include dental coverage on its own.
Yes, you can stop COBRA coverage at any time by notifying your employer or the COBRA administrator in writing.
Yes, it is possible to retroactively apply for COBRA coverage in certain circumstances.
To terminate your COBRA coverage, you typically need to notify your employer or the COBRA administrator in writing within the specified time frame. Make sure to follow the specific procedures outlined in your COBRA paperwork to ensure a smooth termination of coverage.
People who leave their place of employment are entitled to continuing health care coverage through COBRA, if there are 20 or more people working at the company. COBRA will provide coverage from 18-36 months after you leave your job. http://www.dol.gov/dol/topic/health-plans/cobra.htm
To cancel your COBRA coverage, you typically need to notify your employer or the COBRA administrator in writing within the specified timeframe. Be sure to follow the specific cancellation procedures outlined in your COBRA enrollment materials to avoid any penalties or coverage gaps.