0
Can an employer drop health insurance for its employees if it is voluntary?
Wiki User
∙ 13y ago
"Voluntary" insurance programs, such as those offered by AFLAC and certain other companies, are actually individual insurance policies that are marketed at the workplace-frequently during a period of "open enrollment". The premiums are paid by the employee, although the employer sometimes deducts premiums from pay upon the authorization of the employee.
Therefore, the employer is not truly a party to the insurance transaction. All other things being equal, the employer cannot "drop" the coverage.
Wiki User
∙ 13y ago
Add your answer:
Earn +20 pts
Can an employer pay health insurance for you?
Yes the employer can pay the health insurance but is not required to by law. He is encouraged to for bettering the employees benefits.
Does an employer have to offer health insurance to part time employees?
no
Can a employer deny a full time employee health insurance?
An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.
Can an employer offer health insurance to salaried employees but not hourly employees?
fbthjnykj,bjk.lj;ljklhlghj,cgSVaher9y89[
Does an employer need to notify employees of health insurance changes?
Yes, unless the Insurance Company is doing it.
Can an employer offer the same insurance to employees but fully cover the premiums for some and require others to pay half of the premiums?
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Situated_Non-COBRA_Beneficiaries
Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?
There are no state or federal laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
What if employer offer one employee insurance and not all?
Under the new health care act, all employers are required to offer health insurance to their full time employees. If the employees are not full time and do not qualify to be covered under their employer's policy, they must seek another form of insurance.
Why would a prospective employer be interested in your health?
A prospective employer may be interested in your health because many employers pay a portion of their employees' health insurance. Health insurance premiums may be higher if you are in poor health or a regular smoker. However, a potential employer is not legally allowed to ask questions about health during an interview.
Does your employer have to provide you health insurance?
Employers only have to provide health insurance if they meet certain legal requirements. A business must have a certain number of full-time employees for it to be required to provide insurance for health coverage.
Are full time employees entitled to health insurance in New Jersey?
Yes, but only if your employer has over certain number of employees (usually 50).
Is against the law or employer to refuse health insurance?
It is not against the law for an employer to refuse health insurance to their employees. Many companies and major corporations do offer health insurance through health benefits administrators, which are part of the HR department of the company you work for. You might want to get more information about this for your company or from the health benefits administrator of your company.
