No. Other government agencies can offset your IRS refund through the Treasury Offset Program, but a private entity (like a bank) cannot.
Yes, the IRS can, and will, garnish an income tax refund if money is owed from an audit.
No. The judgment creditor can, however, execute the judgment as a wage garnishment or bank account levy or any other methods allowed under the laws of the state.
Yes the IDES can and will garnish your income tax refund they did mine 2013 took 3,400.
Yes
A judgment creditor cannot seize a refund, that action is only available to the IRS, state tax agencies or state child support enforcement agency. The judgment creditor would need to levy the debtor's bank account, garnish income or enforce the judgment by other means allowed by the laws of the debtor's state.
A judgment creditor can levy a bank account even if it is joint. A judgment creditor can only garnish income if there is no other way to recover monies owed. A judgment creditor can place a lien against real property but cannot perfect the lien as a forced sale of a primary residence. A judgment creditor cannot seize a tax refund.
If the judgment is for state or federal taxes then any refund is subject to seizure by the agency holding the judgment. If it is a creditor judgment, a tax refund would only be subject to attachment if it were placed in a bank account that was being levied by the judgment creditor. I would consult with a tax attorney.
Yes - the refund is an asset - which the card company can use to offset your debt !
No one can arbitrarily file a wage garnishment order against a debtor for whatever reason without having obtained a valid writ of judgment via a lawsuit.Additionally, the only agency that can levy/garnish a tax refund is the IRS and/or in some instances a state tax agency for tax arrearages owed. Another exception for the seizure of a tax refund is child support arrearages.
Not likely, unless you get a REFUND. Or stay in one place tooo long.
You will receive a judgment from the creditor a year before they intercept only your state income tax. The judgment will say income tax intercept on it. A federal agency can intercept your federal taxes also.
No if it is for creditor debt. Yes if it is for child support or tax arrearages.