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Probably a state law issue. We have one car where the insurance is ion my wife's name and the car is in my name and nobody ever said anything. I would guess that in some states you can insure the car in your name and have it registered in your parents name but why? Just switch both at the same time and avoid a problem later. DMV and insurance regulations are really nasty in some states (like NYS) and they can suspend your license and you never even know it. Look on your states DMV site and call you insurance agent.
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Just go to your agent and tell him that the other person will be driving your car, either regularly or occassionally. If it is a member of your household (including live-in b…oy/girlfriend), they should be listed if they are a lisenced driver, regardless of whether or not they ever drive the car. And, yes, if they are on the policy, their driving and accident record will affect your rates.
Can you insure a new car that is titled in your name under your girlfriend's policy if you live together?
Answer You may be able to declare that you are common law married and as long as both of you are listed as named insureds on the policy you can insure vehic…les just as if you had said your I do's for real.
If your name is on your car title and registration can the insurance for your car be under someone else's name?
Answer Yes but the owner needs to be named and all driver info need to be given too.
If you have your licence but your car is insured under your parents name not yours can you still drive it?
Answer Yes, you can still drive it as long as you have your license.
Can you insure and register a car under your name even if the title is under a parents name if the parent on the title is not a driver?
Yes most insurance company never ask for the title. there are Insurance company's on the web that will insure you and the vehicle weather you own it or not.
Answer Yes. Mine is thru Geico.
Answer Auto insurance companies will cover all adults in your household on any car that is driven by one or more adult in the household, no matter whose name is …on the title. In fact, some insurance companies actually REQUIRE every household adult to be insured on any car for which even one household member seeks coverage.
That's going to depend on what your insurance company allows. Some allow you to insure a vehicle that is not in your name others do not. At the company I previously worked for… we did allow you to insure a vehicle in your name even if the title was not in your name. You had to add an "owned by endorsement" to the policy. They will get all of the information about the owner as well as all of your information and run both driving records. Depending on the age of the grandchild, they might even rate for them on the vehicle if they do not have another vehicle that is insured in their name, or if they are not rated on another insurance policy.
can you have insurance on a car if the title is not in your name? Generally, no. You don't have anything to insure (called insurable interest). The only time this is permit…ted is with spouses. The car's title may be in either name, but may be on the others insurance.
Can you insure a car whose title is under your name and then change the name on the insurance to your parents if they transfer the title to them?
Your parents would need to add the car to their own policy.
Is it okay for your daughter in college to have her car titled in her name but be covered by insurance under her parents name?
In most states it's not legal. The vehicle must be insured by the owner.
If you're a student and moving out of state to either Illinois or Iowa from MN do you need to change car insurance if the title is still in your parents' name and is under their policy?
From what i understand, the vehicle can stay registered and insured in the home state to remain the same as the title holder or lienholder, you are basically using a borrowed …vehicle, that makes you not responsible for the registration and insurance
In California You can! Again depending on what Insurance company you go with.
Yes, it can be. It may depend on the policies of the insurance company, but yes, it is possible. For example, my fiance and I have cars titled separately. But I purchase the p…olicy which covered myself and him and both cars. Insurance varies by state, though, so it may be different depending on which state you live in. There are other variables too, that insurance companies consider when deciding - where you live is a big one. If you live with the person purchasing the policy, that may be a deciding factor not only in the cost of the policy itself, but in deciding whether or not they will even allow it. Also, that other person purchasing the policy would be on the hook for policy increases based on your driving record.
Insurance for Someone Else's VehicleYes, You can Insure the property of another Person. So Long as you have authorization to do so and the owner is benefited, or some other in…surable interest in that property exists. An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage". If You have permissive use from the owner of a vehicle, then obviously you have an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss. If you are insuring for liability only then this is not an issue. If you buy full property coverage, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list dad for property interest. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else's Vehicle. Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from anothers loss. AnswerNo I don't think you can because in order to register you insurance they need your name in the title. :)
no you can't Its not in your name so you can't get insurance from a car that is not titled in your name