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Can you refinance an auto loan when you owe more than it is worth?

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Absolutely.

Most people who are refinancing a car loan are, indeed, underwater. The reason is that your car value depreciates much faster than the loan is paid down.

Lenders understand that the LTV will be above 100%, which is why most have LTV threshold around 115-125% (depending on credit worthiness of the consumer).
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If your mom died and she owed more on her car than it is worth and there was no life insurance on the loan who is responsible?

The cosigner if there is one is first to be responsible for the balance of the loan. After that the mom's estate meaning who ever is seeing to her affairs. This can be the rel

Can you get out of a car loan if you owe much more than the vehicle is worth?

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How would you refinance an auto loan?

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