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Does a homeowner need liability insurance if their having remodeling done?
Wiki User
∙ 12y ago
Your homeowners insurance does not provide coverage for hired workers.
It is advisable that you ensure your contractor's doing the remodeling job for you have liability insurance in the event they damage your property or someone else's and appropriate medical coverage or workman's compensation for their workers.
Wiki User
∙ 12y ago
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What are some of the advantages of having public liability insurance?
Public liability insurance can help event planners protect themselves from cancellation and postponement. By having the right public liability insurance you can protect yourself from losing profits.
What is public liability insurance and how is it different from general liability insurance?
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
Will having a swing set make my homeowners insurance more expensive?
In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.
Will just having liability insurance cover your car if it is damaged?
No. Liability covers the others and their property.
What is the importance of having a good mortgage insurance protection plan?
The best protection plan for a homeowner is to have mortgage insurance. The importance of having mortgage insurance is that when a homeowner passes away or becomes incapacitated, their loved ones will not have to sell the home or leave behind a huge debt for them to pay off.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Yes, it is possible for a person to sue a homeowner after suing the home insurance company for the same accident. The homeowner's insurance policy may not cover all damages or there may be additional claims the person wishes to pursue against the homeowner that are not covered by the insurance policy. However, it's important to consult with a legal professional to discuss the specifics of the situation.
What insurance companies will provide homeowner or condo insurance for a rental condo without having to insure your primary residence in my case rental insurance?
Your local insurance broker can answer your question.
If your car is hit by debris from a roof will the homeowner's insurance pay or will your car insurance have to pay?
Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You can't sue yourself so your homeowner's liability is out of the question, if you have comprehensive coverage on your car it will be subject to that deductible and your car insurance will pay. 2 - Your neighbors homeowner's liability coverage will pay for the damage to your car. 3 - Your homeowner's liability coverage will pay for damage to their vehicle. 2 or 3 you may want to get an estimate on how much it will cost to fix your vehicle, having a homeowners claim can seriously impact your ability to qualify for competitive homeowners insurance rates and you should only file claims against your homeowners if it is truly necessary. I would say if the cost to repair the car is under $2500 you should work out an agreement with to pay out of pocket instead of through homeowners, unless you can get a gaurantee in writing from the homeowners insurance saying your rates will not go up due to the claim. Good luck.
Do Mexican doctor have liability insurance?
Yes. It is known as Seguro de Responsabilidad Civil(literal translation of liability insurance). In case you are having a procedure with him/her, you should ask for it first.
What is the advantage to having liability insurance on older vehicles?
It does not matter how old your vehicles is. Liability insurance is for your protection and I believe mandatory. If you are at fault that is where your insurance company will pay for the damages and injuries you caused to another person or vehicle. J
What exactly does liability insurance cover Is it worth paying for this if I'm starting a company?
It would definitely be worth getting liability insurance for your new business. It is in place to protect businesses from being sued by a third party due to negligence. Having liability insurance is a must for any business. Liability insurance, or business insurance, protects your company against lawsuits that claim you failed to use reasonable care.
What companies are known for having affordable homeowners insurance?
Owning a home can be a headache in its self; trying to find the most affordable homeowner insurance can become a migraine. But fear not, homeowner: Allstateagent, Progressive, and Geico have you covered. The three insurance companies listed above are the most trusted insurance companies known worldwide.
