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Debt Collection

Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.

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Can a person with a mental health disorder be held responsible for credit card debt?

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Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.

What is a prejudice that is leaning toward a positive or negative judgment on something or someone?

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A prejudice that is leaning toward a positive judgment is called a "positive stereotype," while a prejudice leaning toward a negative judgment is known as a "negative stereotype." These stereotypes are generalizations or exaggerations about a certain group of people that can be harmful or unfair.

What is the foreclosure of academic studies called?

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The termination or failing to complete academic studies is typically referred to as dropping out or academic withdrawal.

Multitude of bill collectors calling for other people and when you tell them that no one lives here by that name they continue to call what can you do?

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You can ask the bill collectors to stop calling you and inform them that the person they are looking for does not reside at that number or address. Additionally, you can block their numbers or file a complaint with the Consumer Financial Protection Bureau if the calls persist despite your request to stop.

What is the right to notify a debt collector in writing to have no further contact with you is covered by the?

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The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.

How long do I have to respond to a judgment served against me?

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The time frame to respond to a judgment served against you typically varies by jurisdiction. Generally, you may have between 20 to 30 days to respond by filing an appeal or motion, but it is essential to check the specific rules and time limits in your local court. It is crucial to act promptly to avoid potential consequences such as a default judgment.

What is a test that a judgment can be based on?

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One example of a test a judgment can be based on is the reliability and validity of information or evidence presented. Another test could be the ethical considerations involved in making the judgment.

Does the previous contractors get billed or court judgment against them on Holmes makes it right?

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As of my last understanding, there is no public information regarding previous contractors on the show "Holmes Makes It Right" being billed or facing a court judgment. However, it's best to refer to official sources or recent updates for the most accurate information on this matter.

What was the settlement for debtor prisoners?

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The settlement for debtor prisoners was the practice of allowing imprisoned debtors to secure their release by paying off their debts or making a settlement agreement with their creditors. This practice was common in the 18th and 19th centuries before debtor's prisons were abolished in many countries.

Can I be arrested over delinquent medical bill in Indiana?

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In Indiana, you cannot be arrested solely for a delinquent medical bill. However, healthcare providers may pursue legal action to collect the debt through civil court, which could result in judgments or wage garnishments if left unpaid. It is essential to communicate with the provider and explore payment options to avoid further consequences.

Why do you drop the e in judgment?

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Both "judgement" and "judgment" are correct spellings. The version without the "e" is more common in American English, while the version with the "e" is more common in British English.

Why was the harvester judgment important?

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The Harvester decision was important as it established the legal principle that Aboriginal Australians could claim native title over traditional land even if it had been converted to a pastoral lease. This decision affirmed the rights of Indigenous peoples to their land and resources under Australian law.

What is the resolution of the last judgment?

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The Last Judgment is the belief in many religions that a judgment by God at the end of time will determine the final status of every human being. It is a central theme in Christianity, Islam, and Judaism.

How long can a debt collection agency sue you in Ohio?

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In Ohio, the statute of limitations for debt collection lawsuits is six years for most types of debts. After this time period has passed, the debt collector cannot legally sue you to collect the debt.

How do you win a lawsuit for debt collection harassment?

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To win a lawsuit for debt collection harassment, you need to gather evidence of the harassment, such as phone recordings or letters. You should also document the dates and times of the harassment. Then, file a complaint with the Consumer Financial Protection Bureau or hire a lawyer to bring a case against the debt collector.

Can you be sued for your husbands debt from before you were married?

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In general, you are not responsible for your spouse's debts that were incurred before you were married. However, there may be exceptions depending on the laws in your state and if you live in a community property state where joint assets could be at risk. It is advisable to consult with a legal professional for specific guidance on your situation.

Can debt collectors trespass?

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Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.

What is interlocutory default judgment?

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An interlocutory default judgment is a preliminary ruling issued by a court when one party fails to respond or participate in a lawsuit. It is not the final judgment in the case but may be used to move the legal process forward in the absence of the non-responsive party.

Can a creditor sue you after 6 years?

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The time limit for a creditor to sue you for a debt is usually defined by the statute of limitations, which varies by state and type of debt. In some cases, creditors may still attempt to collect the debt after the statute of limitations has passed, but you can raise the defense that the debt is time-barred in court. It's recommended to consult with a legal professional for advice on your specific situation.

What are the differences of judgment and knowledge?

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Judgment involves forming an opinion or decision based on available information, personal experiences, and beliefs, whereas knowledge refers to the understanding and awareness obtained through learning, study, or experience. Judgment can be subjective and influenced by bias, while knowledge is more objective and based on verifiable facts and information.

What is the time limit for a bill that is 6 years old and just received it?

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The time limit for a bill that is 6 years old depends on the statute of limitations for debt collection in your jurisdiction. Generally, debt collectors cannot sue you for unpaid debts that are past the statute of limitations, which is typically between 3 to 10 years. It's important to check the specific laws in your state to understand your rights regarding the collection of older debts.

Can credit card debt collectors go after your social security check?

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Credit card debt collectors typically cannot go after your Social Security check to collect the debt. Social Security benefits are protected from most types of debt collection, including credit card debt, under federal law. However, if you co-mingle Social Security funds with other money that is not protected, it may become harder to prove which funds are exempt.

Is it legal for bill collectors to call you everyday?

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Bill collectors are legally allowed to contact you, but they must adhere to the Fair Debt Collection Practices Act (FDCPA) which sets guidelines for how often they can call and when they can contact you. If you believe a bill collector is harassing you by calling excessively, you can request that they cease contact or work with a consumer protection agency for assistance.

Why would one use a debt collection attorney?

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A debt collection attorney can help navigate the legal process of collecting outstanding debts, which often involves complex laws and regulations. They can also escalate actions, such as filing lawsuits or obtaining court judgments, to recover owed funds more effectively. Additionally, having a debt collection attorney can help protect your rights and ensure compliance with debt collection laws.