The debtor (or the debtor's attorney) can do this with a simple filing - usually an "Ex Parte Motion to Convert Chapter 13 to a Chapter 7." Providing the debtor's bankruptcy has not previously been converted already, the debtor/debtor attorney can do this without the permission or advance permission of either the bankruptcy judge or the Chapter 13 trustee that is managing the bankruptcy up until that point (hence, the "Ex Parte" part of the document). There are notice requirements - check with your local bankruptcy district to see who this needs to be mailed out to. Also, there is usually a small fee involved (it usually involves the debtor paying the difference in cost between a Chapter 13 and a Chapter 7 filing, but may be different - again, check with your local bankruptcy court). The debtor will be required to go through another 341 creditor's meeting with the new Chapter 7 trustee.
You will receive a letter that your bankruptcy is discharged. You can also call the bankruptcy court or the trustee and find out if it is final.
The letter isn't necessary. The clerk sends notices to all on your creditor list.
You will receive a letter from the court notifying you that you have received a discharge.
when you get a letter telling you, your bankruptcy case is close it close at that time.
In the US, a bankruptcy is petitioned and decided in a Federal Court. It is not done with a letter.
Write a letter of dispute to the credit repository. Include copies of your drivers license, social security card, utility bill, and your bankruptcy papers showing the referenced account. Ask that the bureau remove all notations other than "included (or discharged) in bankruptcy". Request a complete credit report after the account has been corrected. Repeat, as needed.
The letter J is the only letter not included
There are letters that attorneys use to notify creditors of a debtors bankruptcy. This letter states that the individuals have filed bankruptcy and the creditors are to cease all contact and attempts to collect their debt.
Darcy's letter to Elizabeth in Pride and Prejudice is written in Chapter 35.
You don't need to finance while under bankruptcy. The BK 13 participant may make financial transactions with the permission of the bankruptcy trustee/court. It may prove difficult even with a letter of consent from the bankruptcy court, because any lender will be concerned about your overall financial status and whether or not the "13" will be completed. The best place to begin would be the banking institution where you hold an account. Be cautious of lender's who specifically target BK partitcipants, as they often use "predatory" lending methods.
== Forever ! That sounds extreme, but given the current boom in zombie debt collection, a 20 year old debt included in a bankruptcy could come back to haunt you down the road and you would have to produce proof that the debt WAS included in your bankruptcy to make the collection agencies back off and go away. Keep copies of your complete bankruptcy petition, all schedules, the list of creditors and your discharge letter in a safe deposit box (or similar) and never lose it. If storage is a problem, at the very least scan the entire petition and burn it to a CD and keep IT in a safe and fireproof location.
All liens stay on a CR for the required time(usually 7 years). So it cannot be removed unless the time has expired in which case you may need to render a letter of dispute asking it to be taken off the CR. The entry should be noted as "included in bankruptcy".