You don't need to finance while under bankruptcy. The BK 13 participant may make financial transactions with the permission of the bankruptcy trustee/court. It may prove difficult even with a letter of consent from the bankruptcy court, because any lender will be concerned about your overall financial status and whether or not the "13" will be completed. The best place to begin would be the banking institution where you hold an account. Be cautious of lender's who specifically target BK partitcipants, as they often use "predatory" lending methods.
Chapter 13 (and all) bankruptcy is Federal Filing. And, no, usually Vets benefits are protected under bankruptcy. See an attorney familiar with these matters.
Talk to the lender, or you can file Chapter 13 Bankruptcy to lower the payments where you can afford them.
If it is a Chapter 7 Bankruptcy, you have to wait 8 years before you can file it again.
If you filed a Chapter 7 bankruptcy and buy a car before the discharge is issued, there's no impact on your case. If you're in Chapter 13, however, your disposable income post-filing until discharge may be considered property of the estate; in addition, if you're financing the new car then you likely need to have the court's permission before entering into the financing agreement.
It will only become an issue if you apply for joint credit such as a mortgage, vehicle financing, and so forth.
Yes.
The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.
Yes you can protect it under chapter 7 bankruptcy
What qualify u for bankruptcy
No, it does not. But there may be a change in the law allowing a "cram down" of mortgages, as there used to be in bankruptcy.
A lawyer is actually one of the best resources for information about bankruptcy. There are even bankruptcy lawyers who specialize in Chapter 7 and Chapter 13 bankruptcy law.
A Chapter 7 bankruptcy is a "straight bankruptcy" where the assets are liquidated. This differs from Chapter 11 and Chapter 13 bankruptcies, where the company is reorganized. For more information see the related link.