0
The person/creditor that is owed money sues the debtor/borrower in the appropriate state court. If the plaintiff (person owed) wins the suit he or she will be awarded a writ of judgment. Be advised the court will not collect or assist in collection of money owed, that is the responsibility of the judgment holder. A judgment can be used in several ways depending upon the laws of the state where it is awarded. Wage garnishment and bank account levy are the two most common ways of executing a judgment. It can also be used to place liens against real property or have non-exempt assets belonging to the debtor seized and sold. Before initiating a lawsuit it should be determined if the debt is collectible. All states allow debtor exemptions for personal and real property. In many cases the debtor/defendant qualifies as being "judgment proof", meaning there is not property that can be attached and/or sold for debt repayment.
Wiki User
∙ 18y ago
Wiki User
∙ 13y agoYou don't file a judgment you file a lawsuit against a company. A judgment is what you get if you win the legal battle.
Add your answer:
Earn +20 pts
Can a credit card company file a judgment lien against your house if there is no equity in the property?
Yes.
Can an auto insurance company file a lien against your home for auto damages?
Yes--but only if they have a court judgment against you. In that case, they would have what is called a judgment lien.
Can a credit card company put a lien against your property in North Carolina?
Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.
Can you file bankruptcy on a fraud judgment?
If there is a judgment AGAINST you for fraud, then NO, such a judgment WILL NOT be discharged.
What company do you talk to about puting a judgment on there creit?
The majority of attorneys would file a claim for you in the court system. Sometimes an average person can file a judgement against a debtor.
How do you file a claim or lien against a company who did not pay the account payables?
You can't just file a valid lien against a company. You have to have a statutory right to a lien on specific property. Therefore, unless you made improvements to their real estate, or did work on their vehicle, or are their attorney, or provided medical services, the only way you can claim a valid lien is to first sue the company and obtain a judgment. Then the judgment can be a lien against the company's real estate and you can also execute against its assets.
Can a payday loan company file a judgment against you?
In general, any lender can file suit, be granted a judgment, and have the judgment enforced. So the short answer is yes. Some also claim they can file criminal charges for a "bad check(s)." This is not true. The actions that can be taken depend on the laws of the state in which the person resides.
How do you file a judgment against child support?
Child Support cannot be attached to pay a judgment.
Can a credit card company that filed a debt as a charge-off still file a judgment against the debtor?
Yes, the creditor or more likely a collector who buys the account can file a lawsuit against the debtor. If the plaintiff (collector) wins the suit, they will be awarded a writ of judgment. A judgment can be used to garnish wages, levy bank accounts, place liens against real property or liquidate nonexempt property owned by the debtor.
Can a person file a judgment against you in Panama City Panama?
If they have cause, yes.
What can you do if an insurance company puts a judgment in against you to take your driver's license?
They can not do so. They file judgments against you because you owe them money. Pay the money that you owe them if you want to keep the privelidge of driving. That is your responsibility as a driver.
Can you file bankruptcy once a judgment is entered against you in the state of Pennsylvania?
Yes, but the judgment may not be discharged in BK without compensation.
