Usually you can just take in proof to court that you had active coverage on the date of loss and they will most likely drop the ticket.
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
A jaywalking ticket will not increase your car insurance. It will not put points on your license in most areas or states.
I would assume so, but your jurisdiction may handle traffic tickets for bicycles differently.
No, a registration ticket does not affect your car insurance. Registration tickets, simple traffic violations, and wrong way turn tickets do not typically affect your standing with your car insurance.
If you don't have insurance how will it go against your insurance?
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
I believe the Parents insurance go up!
You get a ticket.
No use
If the ticket was issued to his name then NO, it will not effect your insurance rate.
An sr22 is a proof of insurance, particularly car insurance. It is important to have an sr22, otherwise, you can get a ticket driving because you have no proof of car insurance.