You have to wait 2 years, in Tennessee anyway, between filings.
= Ans == Bankruptcy is ALWAYS in a Federal Court and under Federal Laws. (Yes, some Federal Districts use the prevailing rules regarding some things in their area...like what may be personal property compared to real property, but the overall rules are universal). YOUR STATE GENERALLY MAKES NO DIFFERENCE. Bankruptcy laws were reformed in 2005 making the time limit between chapter 7 filings 8 years from the time of discharge and the time for filing a chapter 13 after a chapter 7 discharge 4 years.
Bankruptcy is handled in the Federal courts, in a district for your area. Some districts may use certain rules/definitions to help co-ordinate the process with local customs and laws, but the major things, like timing, are the same everyplace:
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
You can file bankruptcy again 7 years after the last time you filed.
is it safe to file for voluntary dismissal of chapter 13 bankruptcy
In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy
You have to wait eight years after filing for Chapter 7 and 4 after filing for Chapter 13.
Yes.
Yes, as long as you keep making the payments.
chapter 13
yes
yes
Yes, that is what we call a chapter 20 bankruptcy, but they are very complex.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
Yes. But in California, you can not have more than ~$330,000 of unsecured debt if you are going to file for Chapter 13. Check your local bankruptcy rules to see if you qualify for chapter 13 bankruptcy based on your debt.