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If my employer provides 100 percent medical coverage for myself and my spouse has family coverage including dental and vision through her job which can you use?
Spyderveloce
Use the one that is best for your purposes. There are many issues: which one does your doctor take, the hospital take, the lab take, etc. Which one has a big deductible, which one has a maximum lifetime payout, which one will you lose if you keep generating charges? My best suggestion is take all the cards out at the doctor's office and ask...they will probably know better than you and can get information off the internet which will help such as: how much of your deductible have you burned through? If nearly all on one policy, why not use that so you are not out more money that year. Hope this helps!
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∙ 16y ago
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Is it normal my employer provides 60 percent medical coverage?
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I don't know anything in the Code that requires it. The EmployER application for Group Medical Coverage asks if an Employer would like to allow an employee to keep coverage for up to 6 months. What if the Employer is only paying a portion of the premium? The Employee would still have to pay his portion. For a copy of the Blue Cross employer application Question # 10 http://www.quotit.net/eproIFP/webpages/applications/applications_group.asp?license_no=0596610 There is always COBRA
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A Group Medical Insurance Plan is an Excellent Way to Obtain Medical Insurance Coverage?
One way to obtain medical insurance is via a medical insurance plan that is provided by an employer. Sometimes group medical insurance plans are free for the employees, and occasionally for the spouses of the employees, and there are many employers who offer medical insurance plans to their employees at discounted rates. A person who is looking for a job needs to find out if the company provides any benefits, including a medical insurance plan, for its employees. This is an excellent way to obtain medical insurance. A group insurance plan offered by a company costs less and often provides better coverage.
