What would you like to do?

Is it legal to have medical insurance from a private health plan and still use a company paid plan for health costs during the 1 year waiting period for the private insurance to start paying claims?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

United States:

Check your SPD or plan of benefits. Generally speaking, unless it is specifically excluded then yes, it is legal. There is a process called COB: "Coordination of Benefits," whereby two employer-sponsored health plans will coordinate which plan pays first, or is the "primary" payer. For example if you had coverage through your employer and your wife had coverage through her employer, the insurers would coordinate benefits between the two policies. This, however, is not the case when an individual purchases his or her own policy outside of an employment scenario for personal coverage.
7 people found this useful
Thanks for the feedback!

Who are the suppliers for private health insurance?

Premier Choice Group is a leading provider of private health insurance. They also offer international coverage which is great for travelers and expats. Many people don't reali

Where can you find private health insurance?

Private health insurance can be purchased through individual insurance agents or through websites that provide quotes. Whichever route you go, make sure to read up on insuranc

Can you be on two health insurance plans?

  Yes, one will pay primary and one will pay secondary.   Secondary: a policy that pays the provider's leftover medical bills. Some might still exclude the payment towa

How Can you Cancel your Health Insurance Plan?

Buy Health Insurance Plans    Buy health insurance could be a confusing task to do because there  are many options in the market.So you can select best health  insura

Can you claim what you pay for health insurance?

It is a deduction. If you have your insurance deducted from your paycheck then it will show when you get you tax papers from your employer at the end of the year. If not then

What are the benefits of private health insurance?

There are many reasons why people take out private health  insurance. They are generally seeking peace of mind - the security  of knowing they can get access to the right le

How much are health insurance plans?

Health insurance rates depend greatly on several factors, including your gender, age, health,location, level of coverage, and amount of people being insured (single versus fa