No. If the primary borrower's credit rating has improved and you go back to the original lender, you MAY be able to refinance without many of the usual closing costs.
No.No.No.No.
Refinancing in your name, if you have credit, is one easy way to do this.
Actually, you may not have to go as far as refinancing to remove the mortgage insurance. If you have paid down the principle and have equity, you may have reached the percentage where your lender does not require mortgage insurance. Check with your lender and read your note to see where you stand.
The title has nothing to do with the loan. The loan will need to be refinanced using a different cosigner or only the primary borrowers.
They would need to have the vehicle refinanced in their name only or obtain another cosigner for the refinancing.
No.No.No.No.
A cosigner can only be removed from a loan through refinancing of the original agreement.
Refinancing in your name, if you have credit, is one easy way to do this.
Yes.
Actually, you may not have to go as far as refinancing to remove the mortgage insurance. If you have paid down the principle and have equity, you may have reached the percentage where your lender does not require mortgage insurance. Check with your lender and read your note to see where you stand.
The only way to remove your spouse is by refinancing the mortgage. Your attorney may be able to assist you in negotiating with the bank.
The title has nothing to do with the loan. The loan will need to be refinanced using a different cosigner or only the primary borrowers.
They would need to have the vehicle refinanced in their name only or obtain another cosigner for the refinancing.
Refinancing one's home and mortgage payments requires one to access the account that is held based on the bank the loan was taken from. Refinancing does not remove debt, but rather just changes the way that you pay for the loan.
Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.
if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner
The mortgage is held by a lending entity, not the government. Arrangements to change the terms of the loan are typically done by refinancing the loan. Signing a quitclaim, or having a legal document outlining responsibility for the loan do not remove you from the terms of the original loan. However, these documents may be used to request that the bank not report the loan payments in your name to the credit reporting agencies, with varying success. No, a judge does not have the power to take such action.