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Should you get health insurance through your employer or individually?
Wiki User
∙ 13y ago
Sadly there is no one answer to this question. It all depends on your particular situation and the cost and type of coverage offered.
If you know a insurance agent. They should be able to help you make a better decision.
Wiki User
∙ 13y ago
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If you do not get insurance through your new employer and your wife if pregnant where can you get insurance now and what should you look for when shopping around?
In CA, try the AIM Program or Mr. Mip.
What should employers liability insurance cover?
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.
How can you get employers liability insurance?
Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.
Can an employee change health care plans HMO to PPO for example when the employer relocates the employee out of state and the plan like Kaiser is not available?
If the employer is the one that is relocating the employee to an area where they don't accept Kaiser's insurance, then I believe that you should be able to pay for your services/prescriptions upfront and then claiming it straight through the employer. You should check with your employer first, but they SHOULD do it. If not, you're going to be out of luck UNLESS they will pay for your premiums on your new plan. Every employer is different. They are not required to provide insurance to you, so you just have to ask about their policy on that.
Can your insurance cover you driving your employers car?
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
What if your employer drops my insurance but i have insurance with wifes insurance would the cover me for health and medicine. insurance?
If you are currently covered on your wife's health Insurance as well you should be fine.
Which companies offer the best medicare plans?
Medicare is for retired people. As you are not retired you should use your company's health insurance, as you will get a discount on the coverage through your employer's contributions.
What can you do if your employer does not pay the health insurance on time and the insurance is dropped?
we should see wether the employee has any cobra benifits....
What questions should employer ask when selecting a health insurance broker?
There are many questions that employer should ask when selecting a health insurance broker. The common questions will include amount of premiums to be paid and what the policy covers among others.
Can employer cancel health insurance upon termination?
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
Can an employer drop insurance without notifying employees and employees continue to pay for insurance not knowing it has been dropped?
If such a scenario arises, the employer should be procecuted under the existing law of the land. A case has to be registered by the employees against the unscrupulous employer for cheating.
Should you purchase term life insurance in addition to life insurance offered by your employer?
Keep in mind that usually life insurance through your employer does not leave with you when you leave work. So if it is 10 years and you decide to leave, you will at that time have to get your own individual life insurance. Now you are 10 years older and your height and weight could be different and you could have medical conditions. Yes, it is a good idea to get life insurance in addition to your work insurance. This way you will be covered at a younger age.
