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What are your rights when the lender is verbally abusive?
You may have other rights. Call a local attorney for state specific advice.ftc.gov§ 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.
First of all if a collector is not a third party collector then FDCPA does not apply. Most lenders do however follow FDCPA and will disipline a collector up to termination. Most lenders also record conversations for quaility checks. I would suggest contacting the lender and requesting to speak to a manager or VP above the collectors manager. In most cases if you speak to the collectors manager the compliant will stay at that level. Check your state laws but you might want to record the next phone call yourself. You can get a mic cable for your receiver for under ten bucks.
There is a sample letter to stop a collection agency from contacting you and your family. All in All demand that they not contact you and your family and tell them that if they do you will pursue violation of the Fair Debt Collections Practices Act in Fed. Court. You have to send the letter by certified mail, return receipt otherwise they can state they they never received anything.
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Can a lender change the amount they agreed that you owed on a repossessed vehicle the next day and be verbally abusive?
I guess the lender could make a mistake on the amount and have to correct themelves. Verbally abuse you?? NOT. Call a local attorney for state specific advise.
Answer . \nThere are a lot laws protecting your rights as a victim of abuse. The first thing to do is go to a Women's Abuse Centre and then they will put you onto a Transi…tion House so you can get counseling and a good start in life on your own. They will also help you with legal counsel.\n. \nGo on: www.google.com\n. \nASK: WHAT ARE ARE THE LAWS FOR ABUSED WOMEN IN CANADA?\n. \nYou will get much help from these websites.\n. \nGood luck\nMarcy
Verbal abuse is when someone hurts you with their words, sayingmean things intentionally. Calling you bad names, demeaning you,putting down something you do, how you act, flaw…s about you, usingtheir words to make you feel worthless, manipulate you, and keepyou feeling bad. Some people say that they think verbal abuse issometimes worse than physical abuse. When someone verbally abusesyou it hurts your self esteem. It makes you feel like you are noton the same level they are. It can make you feel powerless. Verbal abuse is just another form of VIOLENCE and in the home it'scalled domestic violence. It is the abusive, belittling and obscenetalk that a person spews out at you.
Well if you're afraid no one will believe you get a little camerahide it somewhere and if he starts beating you up you will haveproof. Then take it to the cops and he will go …to jail and you movesomewhere far away and start a new life. Verbal abuse can be as harmful as physical abuse and should not betolerated by anyone, especially someone who represents lawenforcement. But you know that already. The question is, would youstay with him if he weren't abusive? If you love him and want therelationship to get better, perhaps you could think about couplescounseling.
You don't -- you leave -- they never change and it gets worse.Trust me. You'll lose your sense of self and believe you areworthless. You'll waste the only life you have trying… to pleaseyour spouse, which isn't possible. Everyone deserves to be treatedwith respect and kindness, which is the foundation all marriagesare built on. Educate yourself so you can help yourself. Anwer2: You can live with him, but YOU CANNOT EVER MAKE HIM CHANGE!Stand up for yourself starting NOW. Tell your spouse you WILL NOTtolerate that behavior one more minute and you do not have to.Can't you see that you deserve to be treated like a beautiful,cherished person. It's not okay for you to let him treat you likethis. God loves and cherishes you and so should your spouse. Find agood mental health physician and let the healing begin by leavinghim behind in the dust.
interrogating, accusing, blaming, blocking, countering, diverting, lying, berating, taunting, putting down, edifying, discounting, threatening, name-calling, yelling and ragin…g.
There is no law protecting a parent from verbal abuse from a child. It is the parents responsibility to seek the proper avenues for treating a verbally abusive child while he/…she is still underage and in their care. Counseling is the first step, however, if the case is severe enough the child may require an intensive program.
People who feel insecure will vent inside the relationships that feel most secure. The idea is that they are less likely to be punished for raising their voice at home than… for yelling at their boss. Some of this is normal and understandable, but if it's excessive then the person probably needs to find a counselor to help the person find more constructive outlets for their frustration.
If you are on probation, hang in there until it is over. Then you can discuss it with the Labor Relations Board. When you're on probation it is hard to defend yourself if you …are terminated.
Yes. -- It is known as cyber bullying and is just as serious as any other type of bullying.
yes of course. you are intentionally trying to hurt your child. but just in a mental way. i say it's worse then physical.
Because it's fun.
Yes. And plan leaving. There's no point in staying around if someone is going to be that way.
Verbal abuse is to insult someone or hurt him by calling him names and swearing at him and cursing him, and belittling him and stepping over his dignity and self-respect.
NO. No one has the RIGHT to abuse you whether or not you have an addiction or not. Talk to him and tell him that whether he has noticed or not, he's been verbally abusing you …and that it is not right. Instead he should be there to get you some help. If he's rather ignorant about it, then talk to someone closer you know, they might be able to help you. But no one, NEVER ever can abuse you, whether you have an addiction problem or not.
No, it isn't right if a parent verbally abuses a child.