What would you like to do?
What are your rights when the lender is verbally abusive?
You may have other rights. Call a local attorney for state specific advice.ftc.gov§ 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.
First of all if a collector is not a third party collector then FDCPA does not apply. Most lenders do however follow FDCPA and will disipline a collector up to termination. Most lenders also record conversations for quaility checks. I would suggest contacting the lender and requesting to speak to a manager or VP above the collectors manager. In most cases if you speak to the collectors manager the compliant will stay at that level. Check your state laws but you might want to record the next phone call yourself. You can get a mic cable for your receiver for under ten bucks.
There is a sample letter to stop a collection agency from contacting you and your family. All in All demand that they not contact you and your family and tell them that if they do you will pursue violation of the Fair Debt Collections Practices Act in Fed. Court. You have to send the letter by certified mail, return receipt otherwise they can state they they never received anything.
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You don't -- you leave -- they never change and it gets worse.Trust me. You'll lose your sense of self and believe you areworthless. You'll waste the only life you have trying… to pleaseyour spouse, which isn't possible. Everyone deserves to be treatedwith respect and kindness, which is the foundation all marriagesare built on. Educate yourself so you can help yourself. Anwer2: You can live with him, but YOU CANNOT EVER MAKE HIMCHANGE!!! Stand up for yourself starting NOW. Tell your spouse youWILL NOT tolerate that behavior one more minute and you do not haveto. Can't you see that you deserve to be treated like a beautiful,cherished person. It's not okay for you to let him treat you likethis. God loves and cherishes you and so should your spouse. Find agood mental health physician and let the healing begin by leavinghim behind in the dust.
Yes. Traditionally, Domestic Violence Advocates acknowledge: Verbal Abuse Financial Abuse Psychological Abuse Physical Abuse and Spiritual Abuse I am sure there are more, but …the acts of violence will generally fall under one of these subheadings.
Cussing, name calling, exaggerating when you tell them they have done something wrong and call them things like lazy, dumb etc when in fact children learn better when you spea…k slowly and looks them in the face calmly. Like most of us do. When someone yells or call you names you shut down or get angry. Sarcasm and irony is mean as well since small kids haven't learned it yet.
Verbal abuse is when someone hurts you with their words, sayingmean things intentionally. Calling you bad names, demeaning you,putting down something you do, how you act, flaw…s about you, usingtheir words to make you feel worthless, manipulate you, and keepyou feeling bad. Some people say that they think verbal abuse issometimes worse than physical abuse. When someone verbally abusesyou it hurts your self esteem. It makes you feel like you are noton the same level they are. It can make you feel powerless. Answer2: Verbal abuse is just another form of VIOLENCE and in thehome its called domestic violence. It is the abusive, belittlingand obscene talk that a person spews out at you.
yes of course. you are intentionally trying to hurt your child. but just in a mental way. i say it's worse then physical.
It can be... depends on if the person is yelling at you or just about something that angered them. Well it really depends on what is coming out of your mouth …when you yell. If you are yelling profanities then yes. And the reason for yelling and frequency is also a factor. If it is for no reason or if you are blowing up over something small then I believe it is verbal abuse. Also if you are belittling the person while yelling.
Verbal abuse might happen when you are getting to know him. Because you know that when you first meet him, he is not going to start verbally abusing you. He is going to be nic…e to you.
If your husband is verbally and emotionally abusive, you can break the negative cycle by seeking the services of a family counselor or filing for divorce.
it is better to ignore. because it is not done by wiseness.
It's pretty much bullying someone or threatening them without physical contact, such as threats and abusive language. You could verbally abuse someone by teasing them ab…out certain features of themselves.
Verbal abuse is to insult someone or hurt him by calling him names and swearing at him and cursing him, and belittling him and stepping over his dignity and self-respect.
There are many causes for verbal abuse. Some people have grown up in the environment of a verbally abusive parent or parents and the chain continues in many cases onto the chi…ldren (learned behavior); a person who feels they are insufficient in the eyes of society and have not succeeded; a person that has had a lot of bad luck and feels they are judged by their peers; a person that hasn't had the opportunities others have and feel cheated; lack of confidence; over-confidence to the point of having a high ego within themselves and they feel other people don't stack up to what they feel is on their intelligence level; medications can cause a change in personality; different diseases can change a person's personality; Alzheimer's and Dementia (sister to Alzheimer's) can change a person's personality as well as traumas such as rape, losing a loved one to murder, physical or emotion abuse including partner physical and emotional abuse.
If she's of legal age and wont leave ask the police to help after you have given her notice. If she's a minor you can't kick her out.
Many children have grown up abusing their parents. Usually it is a learned trait that has been taught by one of the parents. If a husband abuses his wife verbally or physicall…y then there is the chance that the child will grow up with these same traits. They may exhibit this on one of their parents or on their own wife or husband when they marry. Please! Contact one of these groups for help if you are being abused! If you are being physically abused then call your local Department of Social Services or 911. No one deserves to be abused verbally or phuysically. http://www.theresnoexcuse.com/front.html http://www.angelsthatcare.org/silent_abuse.html
Answer . \nThere are a lot laws protecting your rights as a victim of abuse. The first thing to do is go to a Women's Abuse Centre and then they will put you onto a Transi…tion House so you can get counseling and a good start in life on your own. They will also help you with legal counsel.\n. \nGo on: www.google.com\n. \nASK: WHAT ARE ARE THE LAWS FOR ABUSED WOMEN IN CANADA?\n. \nYou will get much help from these websites.\n. \nGood luck\nMarcy
First, just try kicking him out. Say he needs to leave. If he tries to intimidate you, it might be scary, but just hold your ground. If that doesn't work, you could th…row his stuff outside and lock all the doors. (Change the locks or take his key, or this won't work.) Y ou could also try calling a couple friends or family members over for support. If that doesn't work or isn't an option, you could call the cops. Since he's not welcome and you've asked him to leave the premises, you could probably get him arrested. Try to ask for a restraining order, or he might come around bothering you.
There is no law protecting a parent from verbal abuse from a child. It is the parents responsibility to seek the proper avenues for treating a verbally abusive child while he/…she is still underage and in their care. Counseling is the first step, however, if the case is severe enough the child may require an intensive program.