What would you like to do?

What are your rights when the lender is verbally abusive?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

You may have other rights. Call a local attorney for state specific advice.ftc.gov§ 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.  
First of all if a collector is not a third party collector then FDCPA does not apply. Most lenders do however follow FDCPA and will disipline a collector up to termination. Most lenders also record conversations for quaility checks. I would suggest contacting the lender and requesting to speak to a manager or VP above the collectors manager. In most cases if you speak to the collectors manager the compliant will stay at that level. Check your state laws but you might want to record the next phone call yourself. You can get a mic cable for your receiver for under ten bucks.  
Try here
There is a sample letter to stop a collection agency from contacting you and your family. All in All demand that they not contact you and your family and tell them that if they do you will pursue violation of the Fair Debt Collections Practices Act in Fed. Court. You have to send the letter by certified mail, return receipt otherwise they can state they they never received anything.
Thanks for the feedback!

How do you live with a verbally abusive spouse?

You don't -- you leave -- they never change and it gets worse.Trust me. You'll lose your sense of self and believe you areworthless. You'll waste the only life you have trying

Is verbal abuse domestic violence?

Yes. Traditionally, Domestic Violence Advocates acknowledge: Verbal Abuse Financial Abuse Psychological Abuse Physical Abuse and Spiritual Abuse I am sure there are more, but

When is it verbal abuse to preschool children?

Cussing, name calling, exaggerating when you tell them they have done something wrong and call them things like lazy, dumb etc when in fact children learn better when you spea

What is verbal abuse?

Verbal abuse is when someone hurts you with their words, sayingmean things intentionally. Calling you bad names, demeaning you,putting down something you do, how you act, flaw

Is verbal abuse considered child abuse?

yes of course. you are intentionally trying to hurt your child. but just in a mental way. i say it's worse then physical.

Is angry yelling verbal abuse?

    It can be... depends on if the person is yelling at you or just about something that angered them.   Well it really depends on what is coming out of your mouth

When might verbal abuse happen?

Verbal abuse might happen when you are getting to know him. Because you know that when you first meet him, he is not going to start verbally abusing you. He is going to be nic

My husband is verbally abusive?

If your husband is verbally and emotionally abusive, you can break  the negative cycle by seeking the services of a family counselor or  filing for divorce.

What does verbal abuse mean?

  It's pretty much bullying someone or threatening them without physical contact, such as threats and abusive language. You could verbally abuse someone by teasing them ab

What is a verbally abuse?

Verbal abuse is to insult someone or hurt him by calling him names and swearing at him and cursing him, and belittling him and stepping over his dignity and self-respect.

What is the cause of verbal abuse?

There are many causes for verbal abuse. Some people have grown up in the environment of a verbally abusive parent or parents and the chain continues in many cases onto the chi

Why does a son verbal abuse mother?

Many children have grown up abusing their parents. Usually it is a learned trait that has been taught by one of the parents. If a husband abuses his wife verbally or physicall

What are your rights if you live in Canada and are being mentally and verbally abused?

Answer . \nThere are a lot laws protecting your rights as a victim of abuse. The first thing to do is go to a Women's Abuse Centre and then they will put you onto a Transi

How do you get your verbal abusive boyfriend out of your home?

  First, just try kicking him out. Say he needs to leave. If he tries to intimidate you, it might be scary, but just hold your ground. If that doesn't work, you could th