After the creditor wins a lawsuit and has been awarded a judgment against the debtor and then files the judgment as a wage garnishment action.
Can a collection agency already garnishing you also levy your wages
Maybe. In general the laws of the debtor's resident state have to be followed. However, some states have laws which will allow such an action.
No - if you've defaulted on payments to the card company, they have the right to recover their money by any legal means. By the time they're telling you they're about to garnish your wages, they've usually sent numerous reminder letters - which you've obviously ignored.
No
Credit card companies can bring you to court if you owe outstanding debts. They could end up garnishing your wages or even take your car if they win the case.
Can a collection agency already garnishing you also levy your wages
Maybe. In general the laws of the debtor's resident state have to be followed. However, some states have laws which will allow such an action.
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
No - if you've defaulted on payments to the card company, they have the right to recover their money by any legal means. By the time they're telling you they're about to garnish your wages, they've usually sent numerous reminder letters - which you've obviously ignored.
No
It depends on the garnishing order
Credit card companies can bring you to court if you owe outstanding debts. They could end up garnishing your wages or even take your car if they win the case.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
Yes they can garnish your wages. If it is out of State collections, one of two things has to happen for your wages to be garnished. First, if the company you work for has Nexus in California, your wages are fair play. If the company does not have Nexus in California, the garnishing agency will have to get an Attorney's General referral for out of State collections.
yes they can
No.
That makes me wonder....Do you want to do this to someone? Doug