Who is primary if person has medicare and not 65 years but also has group coverage?
How do you maintain health insurance coverage for your wife and son after you turn 65 and are eligible for Medicare?
Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to …take you off.
One thing to remember about Medicare is that it is an individual plan. If you are on Medicare due to disability, that is your Medicare plan alone and your spouse would need to… qualify on her own. Unless she has certain disabilities, your spouse would need to be turning 65 to qualify for Medicare. Check the link below to see about eligibility:. http://www.medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE%7C7%7CWindows+Vista&language=English
To find out if your eligible for Medicare, you can use the Medicare Eligibility Tool at the link below:. http://www.medicare.gov/MedicareEligibility/home.asp?version=default&…browser=IE%7C6%7CWinXP&language=English. If you're not eligible for Medicare, you can check with the different insurance companies to find out about individual coverage.
A non-working spouse can be eligible for Medicare coverage throughtheir spouse who is qualified. To be able to file a claim for yournon-working spouse, you must be Medicare el…igible and at least 62years of age.
Have been separated from husband for 5 years he just turned 65 so he gets medicare and he cancelled your health ins coverage is that legal?
Does this "Have been separated for 5 years.." a legal separation? Your separation period is way too long, it's about time to get up, get a good divorce lawyer and start ask…ing for alimony.
It depends, if your employer has less than 20 employees...then yes. If not, then you have the option to use the employer plan, Medicare, or both.
The Medicare tax is the same for all employees, regardless of age.
No. You must be 65 years of age or older or you must have been receiving disability benefits for 24 months in order to be eligible for Medicare. Unless your wife is disabled, …she can not join Medicare till age 65.
Answer Medicare only gives individual coverage so whether or not you can get it has nothing to do with your husband. If you're 65 or disabled you can get it.
medical cov for US seniors
Yes, Medicare is primary. Medicaid is always the payor of last resort.
Yes, if his private insurance carrier will let him.
I understand when Medicare is primary and when Medicare is secondary. What is the difference in coverage between a Medicare Supplement and Medicare as a secondary insurer?
If you have a Medicare Supplement then the provider will bill Original Medicare first. At that time Medicare will pay the allowable amount and then return an explanation of be…nefits stating the beneficiary's portion. Based on the Medicare Supplement Plan that is in place (A-N) the Medicare Supplement will pay a portion or all of the remaining amount due. If they pay only a portion based on the plan (A-N), then according the plan guidelines, the beneficiary would pay any outstanding amount at that time. If a Medicare beneficiary is covered on a employer or retiree group plan and due to the size of the plan, the group plan is primary, then the group plan benefits will apply first and any amounts due by the Beneficiary will be billed to Medicare second. If it is a Medicare covered service, then Medicare will pay the remaining amount due as the secondary payor up to the amount allowed by Medicare. If the service is not allowed by Medicare, than the beneficiary's co-insurance or co-payment under the group plan would be their responsibility.
In 1965, Congress created Medicare under Title XVIII of the SocialSecurity Act to provide health insurance to people age 65 andolder. However, for those individuals 65 and ove…r who are stillworking and covered under an employer sponsored group health plan,the group plan generally pays first *if* the employer has more than20 employees.
Does any one know how to changing Medicare coverage from secondary into primary my primary is my husbands?
Contact your SHIP (State Health Insurance Program) -- the local Area Agency on Aging would have the phone number or be able to help you with one of their Medicare counselors.
Medicare is not automatic. One should file an application 2-3 months prior to age 65.