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That issue should have been addressed in writing in your Separation Agreement when you were divorced. You need to review it and the decree.

All financial matters between the parties should be addressed in that agreement. If the mortgage wasn't addressed then you are each equally responsible for payments. If the payments aren't made and the loan goes into default the bank will foreclose and take possession of the property. That means if your ex-spouse isn't helping with the payments the responsibility to make the full payments falls on you or you will lose the house.

You should call the attorney who represented you in the divorce and ask them what to do.

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Q: After a divorce must your ex spouse pay half of the mortgage payment if their name is on the mortgage?
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What options are there if spouse refuses to pay one half of mortgage payment?

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