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Should you enroll in Medicare Part B when you are still working and covered by employer health insurance?
Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
Can a Medicare patient elect not to use Medicare?
if you are enrolled in it no, you can decline to enroll on medicare
How often do you pay for your Medicare?
During your working life, you pay Medicare tax out of your paycheck. That tax pays for your Medicare Part A (hospitalization). When you turn 65 and enroll in Medicare, you can choose to enroll in Part B (medical/doctor's office). The premium for Part B for 2009 is $96.40 per month (if you make less than $85,000.00 per year) which is automatically deducted from your Social Security check.
Should you enroll in Medicare if your spouse has insurance?
yes
Why is Medicare taken from your paycheck?
During your working life, you pay Medicare tax out of your paycheck. That tax pays for your Medicare Part A (hospitalization). When you turn 65 and enroll in Medicare, you can choose to enroll in Part B (medical/doctor's office). The premium for Part B for 2009 is $96.40 per month (if you make less than $85,000.00 per year) which is automatically deducted from your Social Security check.
How do I select a Medicare HMO?
Visit www.medicare.gov to compare Medicare HMO's in your area. You can then select one and enroll on the website.
Will Medicare pay for Kidney Dialysis?
absolutely! If you have stage IV Kidney disease, you cannot enroll in a Medicare Advantage plan, but FFS Medicare does cover dialysis.
Does an employee with existing group health insurance have to enroll into Medicare at age 65 buy a supplemental plan then drop the group health insurance?
You have a choice to stay in your employer's plan or join Medicare. When you do stop working and lose your group health plan, make sure you enroll in Medicare within 8 months. You could also enroll in Medicare Part A (hospital coverage), and postpone enrolling in Part B (physician coverage) until you are done with your group health plan. Part A does not cost you a monthly premium. You would be over-insured, but the Part A benefit is available to you at age 65, whether you have other coverage or not.
Why can't you opt out of medicare if you already have your own insurance?
There is no law requiring one to enroll in Medicare. However, many private insurers require this.
What are the consequences if you don't enroll in Medicare Part B at the right time for you?
You will be charged a penalty.
How can one on Medicare get prescription coverage?
Prescription coverage is available for anyone that is currently covered by Medicare. In order to get prescription coverage, one must enroll in one of two plans. Once a decision is made between the Medicare Prescription Drug Plan and the Medicare Advantage Plan there are numerous ways to enroll. One way is through the designated plan's website, another is to fill out a paper enrollment form.
Who is not eligible to enroll in a standalone part d plan?
Anyone who does not have Medicare Part A and/or Part B cannot enroll in a standalone Part d plan. or; If you have enrolled in a Medicare Advantage Plan, other than a PFFS plan you cannot enroll in a stand alone part d plan. or; If you are outside the enrollment periods of November 15th - December 31st of each year you cannot enroll without a special election period.
