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Can a child have two insurance companies listed as primary for example the child has a policy of his own and his parent has a policy through their employer?
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What is an Example of primary secondary and tertiary industries?
Using Herefordshire as an example: Primary Industry: Fishing, Mining, Farming, Logging, hop farm Secondary: Computer Manufacturer, Chemical Plant,brewery Tertiary: Bank, Retial Outlets, transport, public house
What is a primary source of information about the war of 1812?
The actual battle plan for the attack on Fort McHenry would be an example of a primary source. The War of 1812 was fought between the United States and the British Empire.
What does the prefix proto mean?
Proto- means "First" or "Primary". An example is the word "Prototype", which means the first or the original invention or model.
What are the bill of rights of patient?
A major goal of the Affordable Care Act is to put American consumers back in charge of their coverage and care.Here are a few key ways these new rules will help do that:Stop insurance companies from imposing pre-existing condition exclusions on your children;Prohibit insurers from rescinding or taking away your coverage based on an unintentional mistake on an application;Ban insurers from setting lifetime limits on your coverage and restrict their use of annual limits on coverage;Ensure that you can choose the primary care doctor or pediatrician you want from your plan's provider network;Eliminate the need for a referral to see an ob-gyn;Prohibit insurance companies from requiring "prior approval" before you seek emergency care at a hospital outside your plan's network.
What are the characteristics of a primary source?
It varies a little from subject to subject. A primary source in history, for example, is a document or image produced at (or very soon after) an event, or during the period studied.In literature, the actual text is the primary source (though there may be disagreement as to the text, as with Shakespeare's plays).A secondary source is a book about a past event, series of events or period or about a text.
If insured by your employer and your spouse's employer which is the primary insurance?
Your insurance through your employer is your primary insurance, and your spouse's primary insurance is through his/her employer. If both husband and wife are insured on both insurance policies, then you have primary and secondary coverage. But you will still have to pay any deductibles and co-pays before either policy will pay. The deductible is the amount you first have to pay (usually at the first of the year) before the insurance will pay anything. The co-pay is your percentage of what the insurance doesn't pay, which for many health insurance companies is 80% for them and 20% for you. There is sometimes a co-insurance that you have to pay also. Ex: Insurance companies have a set amount that they pay for any office visit, procedure, etc. If the bill is over what the insurance pays, then you are responsible for the balance.
If you have insurance with your employer and your spouse has insurance on you also which insurance is the primary?
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
Can medicare be used for secondary insurance if the primary insurance is paid by your employer?
Medicare is primary if your group is under 20 lives. 20 lives or more and medicare is secondary to your employer paid group plan.
Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?
No, They can not
Which insurance is primary for retired nypd member currently working with insurance?
The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary
What is the primary function of insurance?
The primary function of insurance company is to provide protection from adverse events. The insurance companies accept premium payments in exchange for companies in the eventthat certain specified but undesirable, event occure.
If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
How do Iget Medicare as your primary insurance?
You do not determine which of your insurance policies are primary in cases where you have multiple health insurance policies. The Federal government passed a law several years ago making Medicare secondary to any other health insurance that you have through an employer or retirement program. This transferred billions of dollars per year from the Medicare and Medicaid programs to private insurance companies all at one time.
What happens when your primary insurance does not have a hospital in network but your secondary insurance does?
File a claim with both companies. The companies will pat what they are supposed to pay.
When you have a primary and secondary insurance will the co-pay from your primary insurance be paid by the secondary insurance?
I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.
How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?
You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.
Can you consider your retirement insurance primary because you've held it longer and it has better coverage or must your current employer's insurance be primary?
In New York, the insurance that you have held the longest is considered primary. This may vary from state to state, however, I believe it is the general rule.
