Well, it depends how the title was written. if it says buyer "or" cobuyer you dont need the other persons signature for anything .... if its written with "and" between your two names, u will have to have both people present to complete any removals or transfers. That or you can have the cobuyer sell u the car. They will still need to be present though.
If the buyer does not pay the loan, then the lender comes after the co-signer. Late payments affect both credit reports. Most recommendations are not to co-sign a loan.
No. The cosigner would have to apply for a loan in their name using their credit, income data.
You ca refinance your auto with a better interest rate at www.carbuyingtips.com/refinance.htm. Another good site is www.creditprovider.com/auto-refinance-basics.asp
You will be responsible for the loan payments
Here is a site that will help you learn more about an auto refinance calculator and how to use one. http://www.refinanceitt.com/auto-refinance-calculator.php
Does credit acceptance do refinance
First, find out what your auto is worth. Then visit the dealership or bank you used for auto refinance options.
One can refinance their auto loan at any bank. One simply has to apply for an auto refinance loan. It is important to compare all of the available options; that way a lot of money can be saved.
You can refinance an auto loan at any place you can get an auto loan. It may be best to use an agency in which you have already gotten a loan through before.
One can find an Auto Loan Refinance Calculator online at Lending Tree or PNC. One could also find an Auto Loan Refinance Calculator from Nationwide or NFM Lending.