Its your choice. What amount would they get IF they garnished your wages? More or less? Do they have a judgment for the balance due? IF so, they gave you a choice.
The collection agency garnished my pay wage in order to pay my debt.
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
I will pay twenty dollars a month on a hospital bill into a collection agency
Yes, with a judgment, but if you're head of the household, no. Experience: I own a collection agency.
Until you pay your debt
Collection agencies have no authority to do any such thing. If your case goes to court, and the court rules in favour of the collection agency, then your retirement could be garnished.
Yes, employees of the government can have their checks garnished. You should call and set up a payment arrangement to avoid this.
Generally, a court will only allow unemployment compensation be garnished in the case of spousal or child support.
A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
can you tell me the answer please?
No. Social security and social security disability CAN NOT be garnished by a collection agency, BUT the Federal government can garnish it for child support, back taxes, unpaid student loans or any other money for which it is owed. SSI on the other hand CAN NOT be garnished by anyone, not even the Federal government since it is awarded by need. Hope this helps, Lsqud in PA