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Only in an attempt to locate you; if he already knows your home address or phone number, he can't. Know your rights; check out the Fair Debt Collection Practices Act, a federal law that all creditors must follow.
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∙ 17y ago
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Is a creditor an asset or liability?
creditor is a liabiliity
How long can a creditor come after you for an unpaid balance and what can they do?
looks like 6 years. AFTER they get a judgement, they can garnishee your wages, ect. NO JAIL.
How often can a creditor call you?
As often as they like - until you either pay up what you owe - or come to an arrangement to pay back your debt.
Who is a creditor?
The creditor is the person who provided services, goods, or credit.
Simple sentence using the word creditor?
My father is a confident creditor with the boss.
How do creditor find debtor employment?
Most ways a creditor find debtor's employment is thru Credit Reports if the creditor is fulfilling a debt owed. Other ways is following you.
Can a creditor call you at work in Michigan?
Yes but if you are called at your place of employment and request you not be contacted there they have to stop.
Can you refuse a verification of employment request from a creditor law firm?
Employers can refuse requests, not subpoenas.
If you have requested three times that a creditor not call you at your place of employment and they still call what can you do to stop it?
If you have asked this creditor to stop calling your work, that is not enough. You must put it in writting and mail it to them, at this point they are not permitted to call you at your place of employment or even your home if you request this in your letter as well.
In Texas can a creditor come to your house?
Yes, in the state of Texas, a creditor can come right to your house if you owe debts. However, in other states, the creditor must first get court papers to just show up at your residence.
Can a creditor call you at your workplace in Pennsylvania?
Yes, but only if the creditor has not been informed that the debtor does not want to be contacted at the place of their employment. Once the creditor has been made aware of such they can no longer legally make contact at the debtor's place of business. The debtor can render the notice verbally but it is strongly suggested that said debtor send a 'cease and desist' notice via registered mail to the creditor(s). The letter should state all the places and/or methods that the creditor(s) cannot contact the debtor, (i.e, place of employment, educational facility, home, family members home and/or cell phone, landline, internet, etc.).
Would a creditor come to your home country of Indonesia and sue you if you have 30k in debt from the US?
He doesn't need to come to your home country. The creditor only has to petition the US court, get a judgment against you and send you notification of such.
Can a creditor garnish wages on a bank account of a VA check and Social Security check?
No but you must prove that money in the account came from those sources and not from gainful employment...
Can a creditor come by your job about a past do payment?
Neither a creditor nor a collector can physically come to your job to do this, unless they can do so without disclosing why they are there. For instance, I have heard of before lawyers who owe past due debts, who the agencies made appointments with in which they discussed the debt behind closed doors. This would be acceptable under the law.Since this is in the repossession category, it can only be assumed you are asking in relation to a respossession agent coming to your place of employment to secure your vehicle. This is totally acceptable and legal. Repossession agents are not held to the same standard.
Why would a creditor call your job and ask for employment verification?
Generally the VOE, or verification of employment, is to validate that one has a job and, in some cases, the income that was stated on a loan application. Most VOEs are just to be sure that one is employed where one says that they are employed on loan applications.
Can a creditor call you at work about a family member?
No. It is a direct violation of the fair debt collection law for the creditor to contact the place of business of a non-debtor in regards to debt owed by a relative. A creditor can only discuss the debt with the debtor, although he can contact family members once to obtain information such as the debtor's current address. Please be advised, if the family member is a cosigner in relation to the debt, he or she is a co-debtor and the creditor can contact the co-debtor at his or her place of employment until they are informed by the employee that they cannot.
Can a creditor come after you 8 years later after a chapter 13 has been discharged?
If the debt was discharged in the BK, no.
