There is no return period unless the dealer has such a voluntary, user friendly policy. Most car sales are final. You need to read your contract and know the dealer's policies before signing anything.
Assuming you signed a contract, bought the car and there's no major defect, you can't return it to the dealership. There's no buyer's remorse law that applies to cars. It was assumed by the law that you, a reasonably intelligent adult, knowingly entered into a contract understanding its terms and conditions. Unless the car is a lemon, its yours.
Technically, your legal agreement is with the car dealership, so any subsequent changes with your financing may be irrelevant to your contract unless your agreement was dependent upon acquisition of financing. You may have cancelled your loan but this doesn't directly translate to cancellation of the contract you signed with the dealership. They won't give you the car with a balance due, but you may be subject to fines/penalties, it all depends upon the contract and the dealership. Review your contract terms and try to work with the dealership to resolve the issue.
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