VERY likely, YES. Type of repo doesnt matter. Read your contract as to what states laws goven collection activities. The l2 links below will give you more info.
http://www.georgia.gov/00/home/0,2125,4802,00.html
http://www.weblocator.com/attorney/fl/law/conspro.html
What makes you think you can just return it. You can't. You bought it, you own it. Now if you are talking about doing a voluntary repossession, of course it will ruin your credit for 7 years. A repossession is a repossession, voluntary or not.
If the buyer has not paid they technically have not bought the item up for repossession. Go get that SH*T
The United States bought Florida from Spain. The Adam-Onis Treaty was signed in 1819 and Florida was bought as a part of this treaty.
1st place to look would be at the car lot you bought it from.
The United States bought Florida in 1819.
If you bought the car from a dealer you have 30 days if you bought it from a private party you have 7 days in georgia.
Spain bought the land south of Georgia
You signed a contract and drove it. It is not new anymore. Returning it would be a voluntary repossession and you would probably owe several thousand dollars. Yes, it would hurt your credit.
it was the president who bought Florida for $5million and the whole Texas
We bought it from Spain in exchange for Cuba.
We bought California and Florida from them.
They have to have permission from the courts or judge to have a lien placed on the property. It won't automatically transfer to another house.