No, and anyone saying they can change the correct history of your report is lying and part of a popular scam that is regularly investigated and prosecuted by authorities.
If you have paid the lien, then make sure that the records for all three credit agencies show that. Send a letter and provide the paid receipt.
The credit report simply is an information service that provides accurate historical information. From that info, the credit providers try and predict your future likely actions... The history of having a lien, or not paying on time is accurate. They also should be reporting that the lien has been paid and removed. That all by the way will remain part of the permanent records for wherever the claim was filed, all public access.
If the accurate reporting could be changed to overlook historically correct items , then the service credit reporting cos sell would NOT be worth anything to anybody.
The only way to have an account removed from your credit report is: 1. To prove the account was a result of fraud. Or 2. To let the account run the course which is 7 yrs. from the date it was PAID.
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
Tax lien will show paid--it won't be removed unless it was there in error or you have gone to court and had a judge state that it has to be removed.AnswerWhen a tax lien is removed because it's paid, the credit agency that reported it can be advised. Go to your local IRS office with the information and they can notify the credit bureau that has reported the lien on you. This happened to me once and the IRS updated the lien information with the credit bureau. I did all this person-to-person, it worked better than the telephone. AnswerAnything on your credit report can be disputed at anytime. It all depends on whether it gets verified or not on whether it comes off or not.
7 years, after they are paid off. I have heard that tax liens stay on your credit report 10 years after they are paid off.
An unpaid tax lien will stay indefinitely, paid for seven years.
The only way to have an account removed from your credit report is: 1. To prove the account was a result of fraud. Or 2. To let the account run the course which is 7 yrs. from the date it was PAID.
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
Tax lien will show paid--it won't be removed unless it was there in error or you have gone to court and had a judge state that it has to be removed.AnswerWhen a tax lien is removed because it's paid, the credit agency that reported it can be advised. Go to your local IRS office with the information and they can notify the credit bureau that has reported the lien on you. This happened to me once and the IRS updated the lien information with the credit bureau. I did all this person-to-person, it worked better than the telephone. AnswerAnything on your credit report can be disputed at anytime. It all depends on whether it gets verified or not on whether it comes off or not.
7 years, after they are paid off. I have heard that tax liens stay on your credit report 10 years after they are paid off.
Yes...once it is paid.
The recording of the actual lien document will always remain in the public records. If you paid the tax, you should demand the filing of a release of lien. The negative entry on your credit should drop off 7 years after the release is filed.
You didn't mention whether or not the lien had been paid and released. There is no statute of limitations on the time period an unpaid tax lien can show on a consumer's credit report. A paid tax lien may show for 7 years from the date the lien is released. A release of lien is the legal disposition of this type of item.
It should drop off after 7 years, but you should write to the credit reporting angencies to report the payment and provide proof that the debt has been paid and this might expedite removal from your credit report.
Pay the bill to bring the account up to date, including any penalty or advance collection and fee indicated in the default notice. The creditor will then be responsible for releasing the lien once the debt has been paid.
An unpaid tax lien will stay indefinitely, paid for seven years.
Yes.A lien is a matter of public record and the credit bureaus will pick it up and add it to your record.
If the lien appears on your credit report, you dispute it with the credit bureau. You can do this by ordering your credit report on line and issuing a dispute through their investigation department, of course, you will have to provide evidence for your claim.