YES. http://www.leginfo.ca.gov/cgi-bin/displaycode?section=bpc&group=07001-08000&file=7500-7500.3 7500.3. A repossession agency shall not include any of the following:
(d) The legal owner of collateral which is subject to a security agreement.
No. The lienholder is the only entity with a right to repossess.
If there's a lienholder on that vehicle, yes, that lienholder can repossess it.
That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.
If you don't have a "contract", you aren't a leinholder. A lienholder must have a contract and have filed the notice with the county recorders office and the title must state you as the leinholder. If the person is named on a title as a lien holder he or she has the legal option of repossessing the vehicle as it is determined by the laws of the state where the vehicle is registered.
As long as the bank is listed as the lienholder on the title and as long as you owe them money and haven't paid they can repossess the car.
A cosigner or coowner cannot repossess a vehicle. That is something the leinholder does.
As long as there is a lien on the vehicle the lienholder has the right to repossess the property
If there is money owed to the lender with the vehicle used as collateral, the lender will be shown as a lien holder on the title and can if the contract is defaulted recover the vehicle according to the laws of the state in which it is registered. yes
No. To be able to repossess any of your property, they must hold a lien on it. If they have no lien on it, they have no right to repossess. Their only option is to take you to court.
Yes. A lienholder is the lawful and sole owner of that vehicle, and it doesn't matter where they repossess it from, so long as they do it in accordance with state laws for repossession.
When the owner defaults on the loan payments
No. The lienholder is the rightful owner of the vehicle, and can reclaim their property as needed.