well, if you sold the car and the dude never paid for it, you could. and when the cops show up, which they will because he'll try to say it was his and you stole it, tell them everything, and be able to give proof that the car was yours, such as a registration card or insurance, etc. without such you will most likely be incarserated.
I would contact a professional company. In CA you have to be licensed to do repossessions.
Read the loan contract you signed with the bank it may give them the right to do that.
YES, they are allowed to by law and usually the contract you sign gives that in writing.
NO, a lease is simply a contract like a loan. DEFAULT of either calls for repossession.
Yes, if the Lien Holder of the vehicle gives them permission to repo.
Some places have the ability to take your car away if you don't pay car lot fees if you are trying to sell your car on their lot. If you didn't sign a contract through them, then they can't repo your car. They will most likely tow your car off the lot and you have to pay expenses on it. If you signed a contract where you must leave your vehicle on the lot for certain amount of days or months then yes they might be able to repo your vehicle if it states in the contract they can. If you are not on a contract of any kind then no they can not repo your car. They will instead tow your car off the lot.
Yes, If your auto finance contract requires you to have insurance on the vehicle and you fail to meet that obligation they can certainly repo the car for violation of your contract terms.
IF the debtor is in DEFAULT of the contract (any one of the conditions) and the contract states the the lender will repo when in default, then go for it. Just a bit of CYA. Send them a reminder letter about the insurance default and give em 5 days to cure it.
Yes, if they are accompanied by a Sheriff and have the proper documentation stating that the lienholder would like the vehicle recovered.
YES. Read your contract. Does it call for you to maintain ins???
Not unless he has a legal warrant signed by the court
If you did not comply with the terms of the contract, they can repo the car. If you DID comply with the terms of the contract they are in violation of the law if they try to repo the car. It all depends on the terms that you originally signed. If it was a DUI wreck or anything else that willfully contributed to the wreck, you may have violated a condition of the contract. You may need to dig out the old contract and have a lawyer look at it for you.