No, they cannot enter the garage locked or not without a court order. Likewise police would not get involved in the issue unless such an order was in place or they were called due to a physical altercation or other violation of the law.
Your alternatives are, you can make a big stink about how he got into your garage or you can just face the fact that the lending institution wanted their vehicle back. If you lock up the vehicle and prevent the lending institution from getting their vehicle, it's effectively theft. If you insist on your right to hide the vehicle, the bank would go after you for theft. Be grateful that everything ended without you going to jail. You'll still be required to pay the difference between the outstanding loan amount and the income from the auction of the vehicle, but you're not locked up. Don't let people convince you that you can keep what isn't yours. It will just get you into trouble.
It depends upon what you authorized when you signed the promise to repay the loan.
In theory, you can certainly give the lender permission to hire a repo-man to enter your property at any hour of the day or night, including any necessary forcible entry to an unoccupied dwelling, agree to pay for any damages or injuries occurring, whether or not you own the premises, and any other reasonable steps that the repo-man might take to find, possess and remove the pledged property.
On the other hand, some states prohibit repossession of a pledged vehicle unless it can be done "without a breach of the peace", including trespass.
Not if its closed.
No, a repo man can enter your driveway but if the car is in a locked garage they do not have the right to enter without your permission. This rule applies to your home as well.
In some places it is not permitted for a repo man to enter a closed garage. In California, for example, a repo person can come on to private property to locate and take a vehicle, but cannot enter a locked placed, can't go inside the house, can't threaten or bully. This is not universal. In some areas the repo man can break open locks, etc.
Probably not. If the garage door was closed and locked, and he broke the lock or somehow got it open then it is breaking and entering. If the door was unlocked and he just opened it then it depends on the mood of courts or police.
he cannot break & enter to get the car.
legally they are not aloud to break and enter into a building to get anything now if your garage is open and the repo man comes by and sees that he will try to take the item needed repo-ed and that is ok It is legal in some states for a repo man to enter an open, unlocked garage. In others it is a crime, and conducting a repossession in a case like this would be prosecutable as Larceny from a Building.
You cant LEGALLY open locked gates,doors,ect. in any state. Can you prove they did it? Any other way they copuld have gotten in? Someone else open it?
NO THIS IS ILLEGAL! They cannot go inside your house, garage, or locked private property
can a repo man open a closed gate
Not if you tell him no nicely.
No. The bank didn't do it...... the repo man did. See the problem with your logic?
Most courts have ruled that you CANT enter a closed dwelling. Carport yes, garage NO. Call a local attorney NOW with the facts and any witnesses you have. Good Luck