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you edited my original question and then failed to answer the original question.

my question was, i missed a payment and they came to get the car. i was not home and now they are billing me 100 dollars for oming to get the car, even thought they did not take it when they came. my question was, can they charge you for comming o get the car like that?

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โˆ™ 2011-09-12 15:07:38
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Q: Can a repossession agent in Pennsylvania charge you for trying to repossess your car?
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Your husband died and you missed 2 payments can they repossess your bulldozer I have been trying to straighten everything he died at 43 and they have called with no compassion threatening repossession?

Yes they can still take the vehicle. I work for a repossession agency and I know that it sounds cruel, but the car does not belong to you until it is payed off. So by me saying that I am letting you know that your husband technically did not own the car yet and the loan has been in default so they can come repossess their collateral.

Can a lender report a vechicle stolen while trying to repossess in the state of Florida?

In the event that the possessor of the vehicle is not a contracted party, or if the contracted party is actively seeking to hinder repossession, then yes, the lender can report the vehicle stolen.

Can a warranty be issued for if the creditor is trying to repossess?

In some situations, YES. The threat of it is uasually enough to get the car repoed.

What prefix is used for possess?

It depends on what you are trying to state. You could use re- to form repossess, or dis- to form dispossess.

What happens if you no longer have the car and the finance company trying to repossess?

Someone has the car and the finance company has a lien on it. Any sale would have been fraudulent.

Can you be charged with a felony if you have a car creditors are trying to repossess?

Of course, you can be charged with any felony you commit, but I think you're asking if it is a felony to hide the car from the repossession agent. Technically, no. But, if you are obviously hiding it and the lender gets really PO'd, he can go to court and have a writ of replevna issued. Then the sheriff will come along with the repo man and they will leave with the car - or with you. The correct answer is: it not a felony to hide a car from creditors who are trying to reposses......period.This is a civil matter not a criminal matter.The writ is issued in rare cases.

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It means the creditor has essentially given up on trying to collect a debt from you (though they may have sold it to a collection agency for pennies on the dollar). There's also a "paid charge off", which means that, after they gave up, you paid it off anyway, which really doesn't do you much good, because a paid charge off looks just as bad on your credit report as a charge off. A charge off, of either kind, is the third worst thing you can have on your credit report, after (1) bankruptcy, and (2) repossession/foreclosure.

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Your car was repossessed when it was two days late Is this legal The dealer is trying to say you owe a late payment charge from the month before and this is the reason for the repossession?

Well??? DO you owe a late charge from the month before? IF NOT, call a local attorney ASAP for state/case specific advice. Very Simple. Tote-a-note car dealers make GOOD money by repoing cars ASAP when late.

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Murder is the charge. Maybe you are trying to ask a different question?

Can a finance company change your registration when trying to repossess your car?

Is it legal to? NoIs it possible to? NoThe finance company does not have possession of the vehicle so can do nothing with the paperwork on that vehicle until the do secure possess of it.

If there is a repo fee on your account does that mean they are trying to repossess your car?

Good did you find out about the repo fee?? Have you been repoed before?? Are you in default now?? If you're not in default, dont worry about it, hope they repo it so you can sue them.... IF you ARE in default, pay up today Yes that is what it means. If you were behind on your payments and didn't call the lender to work out a deal before a repossession order was issued, Then you payed before a repo agent picked it up you are responsible to pay the repo fee and the lender is responsible for calling off the repo. If you have payed and the lender failed to call the repo agent and you get repoed you can bring up ''wrongfull repossession charges'' and that falls on the lender. In your signed contract you agreed to this and so did the lenders. The above response is incorrect THE LENDER CANNOT CHARGE YOU FOR SOMETHING (a repo in this case)WHICH HAS NOT TAKEN PLACE !!!!!!!!!!!!!!!!!!!!!!!!!! IF they try too.... SUE them and there "agents"

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If you fail to make three car payments can the lien holder say your act is a felony?

Total nonsense...They are trying to get their car back. Scare tactics. But that does not make it true. Failure to make payments on a loan is NOT a felony. You are defaulting on a loan and they have every right to repossess your vehicle, sell it, and you pay the difference in what it brings at sale and the total left on the loan. You will also be assessed repossession fees. Of course your credit will be ruined for 7 years, but you for sure are not going to be charged with a felony.

Is it a felony to have your property gate locked if you have a repossession on your vehicle in the state of Alabama?

No one can tell you you can't lock gates on your property. It may be a crime to evade a repo by hiding vehicle etc but they would have to prove it another way. Get an attorney if you are charged with anything or take the free one. On another note since they are trying to repossess and you can't use it, you should put it somewhere they can get at it to stop the harassment, otherwise next time you go to gas station or store, you will be walking home.

What is a Repossession agents gun rights?

Repo agents are NOT Law Enforcement Officers. Their right to bear arms is the same as any other concealed-carry-qualified citizen of the the state. I often wonder where this type of question comes from. The law, is the law is the law. The first answer is absolutely correct so far as it goes. Carrying a firearm while acting as a repossession agent is just about a sure ticket, eventually, for jail or prison. If a repossession agent is prohibited from disturbing the peace during the course of a repossession, and they are, then what would make you believe that the agent would have any "right" over and above that of any other citizen when trying to effectuate a repossession? They don't; all "reality" shows to the contrary are bs.

What are the repossession laws in Arizona?

I can tell you the repossession laws in Arizona, if you need a town or county in general i recommend trying the sheriff's office b/c they are the ones that usually deal with civil maters.ARIZONA: sELF HELP REPOSSESSION PERMITTED AS LONG AS THERE IS NO BREACH OF THE PEACE.redemption : within ten days after retaking, if the customer has paid 50% of purchase price or $500 , a public sale is required. If less than 50% or $500 a private sale is permitted.No license needed for repossession.License plates remain with the vehicle.I cover more topics about repossession at my website good Luck!

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If the vehicle was in accidents does that have any bearing on the lienholder trying to sell it after a voluntary repossession?

IF the car was repaired after the accidents, probably not. If NOT repaired , it will decrease the amount the car brings at auction, increasing the amount you owe.