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Can a repossession agent repossess a vehicle for an individual and if so how can you locate one in Texas?


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Wiki User
2015-07-15 18:46:06
2015-07-15 18:46:06

YES, IF your paperwork is in order, you can agree on a price and the unit is accessable. for Texas repo agents Please dont waste yours and the agents time with an EX-this, I want my car back thing.


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A dealership willnot need to repossess a vehicle in any state unless it is a buy here pay here type dealership. If this is the case, the dealer should contact a local, private repossession company. Find one of the larger possible companies, this will offer more resources. Then leave it to them. It could take some time, but if you give them all the information you have on the debtor, they will find and secure your car.

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A Repossession Agent, if he's operating under the law, CAN go on your property to locate and repossess the item he is legally entitled to. The law does no address such acts as shining a flashlight in your window.

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There are a number of reasons they may not repossess the car: 1. The vehicle is totalled or damage beyond the value of the loan or repossession charges. 2. They cannot locate the vehicle because... a. It is not in a towable position. b. It is blocked in. c. It is secured in a garage or structure. d. It is an all wheel drive vehicle and they do not have a rollback (flat bed tow truck) or do not know how to disengage the linkage. e. They cannot enter the vehicle to disengage the shifter due to a high end security system. f. The car is located in a gated-guarded community and they cannot gain access. 3. They cannot identify the vehicle because... a. They do not know the color. b. They do not have the tag #. c. They cannot read the VIN because it is obscured or covered. 4. They do not have a repossession agency contract in the area where the vehicle is located. 5. They require you to voluntarily surrender the unit by... a. ...bringing it to a dealership... b. ...bringing it to an approved third party... ...and you refuse.

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By calling the original loan facility that was associated with the vehicle is one way to locate the repossession date. You can request that the original document of repossession be sent to you by way of fax or US mail (if you feel there is discrepancy). *Note* The time of default does not deem the time of repossession. Be sure to ask specifically for the actual repossession date and unfortunately you may have to clarify that you are not seeking the default date.

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If there is suspicion that you are hiding th vehicle and effectively are guilty of theft, yes. Remember that once the lending institution gets a judgement, the vehicle is theirs and you no longer have any right to it. * If the lender obtains a replevin or other court order the judge might allow them to apply for a warrant but it would be rare. Vehicle repossession is a civil matter not a criminal one and the courts are very reluctant to overlap the two issues.

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