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Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?

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2015-07-15 18:39:28
2015-07-15 18:39:28

No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.

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The amount that is paid for any kind of insurance is called "premiums". The same term applies whether an employee or employer pay for the insurance.

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No, an employer cannot harass their employees into dropping coverage. It is not the employers business to get involved in the personal insurance details of their employees.

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Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to take you off.

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Neither, This is generally addressed in the terms of your employment. Sometimes the company will provide the coverage while other times The employee will. However, Most often, when working in the employ of another the employer will carry the necessary coverage.


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