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Can an unlicensed uninsured person be on the title to a car without raising the premium?
Wiki User
∙ 8y ago
yes , just because they are not licensed or insured does not mean they cannot be an owner/ jt owner of a vehicle , however if they are an operator they obviously must be licensed and should be insured.the former not being a valid reason to raise your premiums since they are not a licensed operator
Wiki User
∙ 8y ago
Add your answer:
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Does State Farm Uninsured motorist coverage cover the damage to your vehicle if hit by a driver without insurance?
Yes and i believe no premium hikes if it was not your fault.
Who is considered an uninsured motorist?
Anyone without valid auto insurance that is driving is an uninsured motorist.
Can i drive my uninsured car without insurance?
no.
Is your car covered if an uninsured and unlicensed driver drives it?
If they stole it, probably. If you were stupid enough to allow an unlicensed driver to drive your car, it's probably NOT covered under your comprehensive; it may or may not have liability. You should contact your insurance agent for a definitive answer.AnswerYou said an "uninsured driver". So,, If this unlicensed driver is not considered an insured driver under the terms of your Auto Insurance Policy then no, there will no coverage. Additionally if you allowed an unlicensed driver to drive your vehicle and an accident ensued, Your Insurance company may cancel your policy due to negligence on your part if they get wind of the matter.As stated above by the previous contributor, You should contact your insurance agent for assistance in determining who is considered insured under the terms of your policy. If you purchased Direct without an insurance agent, then you have no advocate, your just left up to the mercy of whomever answers the 800 number.
In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?
I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
Who is responsible if a car owner let an unlicensed uninsured driver sit in their car and they drove it and hit a parked car?
It is your car, so you will be responsible, however, this would be a good court case, because he/she actually "stole " your car and drove it. your insurance company and your lawyer will advise you what to do.Another View: It would, indeed, be an interesting case. There is such a charge as "Permitting an Unlicensed Operator." The law considers the person behind the wheel to be the person in charge of "operating" the vehicle. If you allowed the unlicensed person to sit behind the wheel, then you'allowed" him to be in control of the car, whether they drove off without your permission, or not. You may skate by without a traffic charge but your insurance company is not going to be happy with you. r
Texas uninsured driver driving insured vehicle?
Is driving without insurance
What is burning copies of a movie without paying?
Unlicensed duplication of a movie is a form of copyright infringement.
Can you do clan ops without premium?
no
Why is prior policy information required for car insurance?
The company is trying to determine if you were driving without having coverage. If so, you will be put in a high risk category. Companies charge a higher premium for a person who participates in high risk behaviors. Some companies will not insure drivers who are uninsured and still driving.
The age to rent a car without paying a premium should be lowered to 21.?
The age to rent a car without paying a premium should be lowered to 21.
Will your rates go up when car was impounded for unlicensed driver?
Unless the vehicle was taken without your permission, I hope so. Allowing your vehicle to be driven by an unlicensed driver is a serious judgment error, the kind that insurance companies do not like to underwrite.
